Forrester technology and innovation forums (Austin, London, New York). Promo code “GAEATECH” for 10% off. Visit https://forrester.com/events/#tech to book your place.

This week on GAEA Talks, Graeme Scott sits down with Tamara Kostova, founder and CEO of Allvesta, one of the most compelling new voices in wealth technology and a long-standing advocate for global financial literacy.

Tamara’s career started young. She joined Reuters as a teenager, grew up on the trading floors of some of Europe’s largest banks, and spent over a decade in capital markets and wealth management. Somewhere along the way she realised something strange. Despite an MSc in finance and banking and ten years on the trading floor, she had never invested her own capital. Neither, when she asked, had most of her colleagues. That gap between financial expertise and personal financial confidence became the founding insight for her first startup, and for Allvesta, the wealthtech business she launched in early 2026 and is now scaling from London.

Filmed in our new London studio, this is one of the most human and useful conversations on money, behaviour and AI that GAEA Talks has recorded. Tamara’s argument is that the wealth industry has spent decades building products and technology to sell to people, without ever properly understanding the person behind the money. The result is a global financial confidence gap that leaves ten trillion euros sitting idle in European bank deposits, two and a half trillion pounds sitting in UK savings, and only nine percent of UK households receiving any form of financial advice. The bigger scandal, and the line that gives this episode its title, is that women on average do not start actively managing their own finances until they are fifty two, and usually only because of divorce or the death of a partner.

Tamara’s thesis is that human-centric AI is the only realistic path to closing this gap at scale. She walks Graeme through the OECD’s three pillars of financial literacy, the three behavioural blockers that keep most people out of the markets, the concept of “investor DNA”, and the six-to-nine month journey required to turn a saver into a confident investor. She also lays out why the UK is now in a “perfect storm” moment for retail capital – government agenda, an FCA open to AI, and consumers who already trust AI to help them manage money. Essential listening for any founder, policy maker or financial services leader.

• Why women on average only start managing their finances at 52 – and what has to change
• The OECD’s three pillars of financial literacy: knowledge, behaviour, attitude
• The three behavioural blockers that keep most people out of the markets
• Why the industry has been solving the wrong problem for decades
• The “investor DNA” concept and why personalisation is the missing layer
• Why compounding is Einstein’s “eighth wonder of the world” – and the £5,000 to £500,000 example
• The six-to-nine month journey to turn a saver into a confident investor
• The trillions of pounds and euros sitting idle in European savings accounts
• Why only 9% of UK households receive financial advice
• The Lloyd’s statistic – 50% of Brits are already using ChatGPT for money questions
• The Brazil story – how digital banking access without literacy sent stimulus into gambling
• The perfect storm the UK is now sitting on for retail capital
•Financial health as an extension of the World Health Organization’s definition of health
• Why working mums consume financial content in 30-second morning and evening windows
• Why sovereign AI in finance is really a human-centred design problem

About Tamara Kostova:
Tamara Kostova is the founder and CEO of Allvesta, the wealthtech company applying human-centric AI and behavioural science to close the global financial confidence gap. She holds an MSc in Finance and Banking, spent her early career at Reuters, and worked for over a decade in capital markets and wealth management across some of Europe’s largest banks. She is a repeat founder, a keynote speaker on financial literacy, financial inclusion and behavioural finance, and a long-standing advocate for embedding financial education into schools. She is Bulgarian by background, builds her company in the UK, and works closely with universities and international bodies including the World Health Organization on the intersection of financial and human wellbeing.

Tamara Kostova on LinkedIn: https://uk.linkedin.com/in/tamara-kostova-0818001
Forbes: https://councils.forbes.com/profile/Tamara-Kostova-Founder-CEO-AllVesta-AllVesta/ba8e82fb-d651-4d68-be62-8c661819a0a5
GAEA Talks: https://gaeatalks.ai

#AI #ArtificialIntelligence #GAEATalks #Wealthtech #FinTech #FinancialLiteracy #WomenInFinance #Allvesta #HumanCentricAI #BehaviouralFinance #FinancialInclusion #AIinFinance #FCA #InvestorDNA #FutureOfFinance #AIPodcast #TechPodcast #GAEAAI #WomenInAI #ResponsibleAI

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Disclaimer :
All views and charts shared in this video are purely for knowledge and information purpose only. Our video is intended only to provide general and preliminary information to investors/traders and shall not be construed as the basis for any investment decision or strategy, our content is intended to be used and must be used for informational purpose only. It is very important to do your own analysis before making any investment based on your own personal circumstances.

#optionstrading
#cryptolive
#banknifty
#nifty50
#vpfinancials

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Want to become financially successful? In this video, discover 6 powerful money rules that can change your financial future. Learn how to use loans wisely, save money, invest in mutual funds, avoid unnecessary luxury spending, build passive income, and think like a successful entrepreneur. These practical financial tips are simple, effective, and perfect for anyone who wants to achieve financial freedom.

👉 Watch till the end and start applying these money habits today!

👍 Like | 💬 Comment | 🔔 Subscribe | 📤 Share

#TamilMotivation
#MoneyTips
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Bitcoin & Ethereum Price Analysis Today | Market Trend & Next Move | BTC & ETH Price Prediction 2026

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BTC & ETH Price Prediction – In today’s video, we dive deep into the current crypto market movement and what’s next for Bitcoin and Ethereum. With key indicators showing mixed signals and market volume staying low, is this a sign of a big breakout or a fakeout? Watch now for the full technical analysis, support-resistance levels, and what you need to know before making your next crypto trade. Don’t forget to like, comment, and subscribe for daily updates!

#Bitcoin
#Ethereum
#BTCPricePrediction
#ETHAnalysis
#CryptoNews
#CryptoMarket
#CryptoUpdate
#TechnicalAnalysis
#BTCandETH
#BullishCrypto

Disclaimer –
All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one personal’s opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice.
Also don’t forget to Subscribe to the Channel

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Under section 107 of the Copyright Act 1976 On YouTube allowance is made for “fair use” for purposes such as criticism, comment news reporting, teaching, scholarship and research. Fair use is a use Permitted by copyright statute that might otherwise be infringing. Non-profit, educational and personal use tips the balance in favor of fair use.
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Welcome Back To The Channel!

Join The Trading Giveaways On BTCC: https://tylerhill.pro/BTCC72426

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Make Sure To Check Out The TH Toolkit: https://tylerhill.pro/Toolkit724266
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My Socials
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Instagram: https://tylerhill.pro/Instagram724266

Business Inquiries: : TylerHillHGA@gmail.com

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Legal Disclaimer

This content is for educational and informational purposes only and does not constitute financial, legal, or tax advice. I am not a licensed financial advisor. Always do your own
research and consult a qualified professional before making any financial decisions.

#crypto #cryptotrading #cryptocurrency

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Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
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=============================
*Chapters*
=============================
00:00 Intro
01:13 This Is Financial Audit History!!
04:25 Her And The Boyfriend Are Pathetic
07:20 Okay The Entire Family Is Just Weird
10:22 She Works Full-Time AND Cleans The House??
12:30 Something Sussy Is Going On Here..
14:50 She Should’ve Left YESTERDAY
23:40 They’ve Been Leeching For So Long
27:45 Gambling Makes An Appearance Again!!
31:20 Does Anyone Contribute Anything??
37:30 It’s Not Adding Up..
41:56 How Do You ACCIDENTALLY Open A Credit Card???
43:50 That’s A Lot Of Documents…
47:40 She’s F*CKING VAPING SINCE 15??
54:36 SHES THE PROBLEM!!!
59:00 Gambling Is Ruining It All
01:16:30 Lawnmower Business?? LOL
01:18:40 The Papers NEVER END
01:28:30 Bullsh*t (Gambling) EVERYWHERE
01:35:03 Budget!!
01:41:18 Hammer Financial Score
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=============================
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Crypto News: A new CLARITY Act draft has been released, merging the Senate Banking and Agriculture Committee versions and adding an ethics provision for the first time. A motion to proceed is expected Monday or Tuesday, with a possible floor vote the week of August 3. Trump calls on Senator Thune to cancel the August recess.
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💼Business Inquiries💼
hellothinkingcrypto@gmail.com

⏰ Time Stamps ⏰
00:00 Intro
00:38 Clarity Act vote timeline
02:30 TradFi supports Clarity Act
05:40 Democrats on the attack
09:44 Securitize SEC
10:53 WorldCoin AI deepfakes
13:28 Crypto bankruptcies
16:17 Tokenized cows in Brazils
18:54 Mirae South Korea Korbit
=================================================

📺 Interviews Playlists 📺
– All Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEe8rCbwJojpipmwwkvWhbQD
– Must Watch Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdqEaSrjC3UHOQdw1eyeYRU
– Bitcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEcjtw8URfr7-DfBi_J_O0ip
– Altcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEeZ3QES9lD1f59YTWuQv-uv

=================================================
#ClarityAct #Crypto #Tokenization #CryptoNews #Cryptocurrency #Bitcoin #BTC #BitcoinNews #Ripple #XRP #XRPNews #Ethereum #EthereumNews #ETH #Solana #Solananews #money #investing #trading #Altcoin #Altcoins #Stablecoin #Podcast #ThinkingCrypto #news
=================================================
– The Thinking Crypto Podcast is your home for the best Crypto News and Interviews – crypto, cryptocurrency, crypto news, bitcoin, bitcoin news, xrp, xrp news, ripple, ripple news, ripple xrp, ethereum, ethereum news, cardano, ada, solana, altcoins, defi, news, interviews, podcast, metaverse, nft, altcoin daily, cryptosrus, coin bureau, altcoin news, bitcoin today, markets, investing
=================================================
Disclaimer – The Thinking Crypto podcast and Tony Edward are not financial or investment experts. You should do your own research on each cryptocurrency and make your own conclusions and decisions for investment. Invest at your own risk, only invest what you are willing to lose. This channel and its videos are just for educational purposes and NOT investment or financial advice.

Note that links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!

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Nissan will livestream its fiscal year 2026 first-quarter financial results announcement on August 3, 5:30 p.m. JST (8:30 a.m. GMT).

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MONEY NEWS
DE SEGUNDA A SEXTA | DAS 11H ÀS 17H

O Money News acompanha os principais assuntos econômicos do dia e a reação do mercado financeiro em tempo real. No centro do poder, repórteres em Brasília acompanham o dia e os bastidores no Banco Central, Ministério da Fazenda, Congresso e Executivo.

Em São Paulo, Rio, Nova York, Londres e Paris, as notícias mais importantes do mundo dos negócios e de todo o setor privado. Especialistas e executivos analisam o cenário econômico e de negócios.

——————————————————————————————————————-

Inscreva-se no canal do @cnnbrmoney aqui no YouTube e acompanhe as notícias em todas as plataformas:

– SITE: https://www.cnnbrasil.com.br/money
– INSTAGRAM: instagram.com/cnnbrmoney
– TIKTOK: tiktok.com/@cnnbrmoney
– CLARO TV: canal 563
– VIVO PLAY: canal 578
– SAMSUNG TV+: canal 2043

#CNNMoney #ibovespa #aberturademercado

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