💰 Finance By Divya

Making Money & Investing Simple.

Learn about Personal Finance, Investing, Mutual Funds, SIP, Stock Market, Tax Saving, Insurance, Credit Cards, Real Estate, Gold Investment, Wealth Creation and Financial Freedom.

📈 Follow Finance By Divya for practical money tips, investing insights and wealth-building strategies.

📩 Business & Collaborations:

[sehrawatspeaks@gmail.com](mailto:sehrawatspeaks@gmail.com)

#PersonalFinance #Investing #MutualFunds #FinanceByDivya

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We spend so much time waiting to feel ready, not realizing that confidence only comes after we begin.

Today, Jay sits down with Leila Hormozi to explore what truly drives success, not just in business but in becoming the person who can sustain it. What emerges is a powerful shift in perspective. Confidence is not something you chase, it is something you earn through competence. Leila shares candid stories from her early struggles with insecurity, rejection, and self-doubt, revealing that real growth begins the moment you stop waiting to feel ready and start taking action anyway. Together, they unpack a hard truth. The path to confidence is built through failure, humility, and the willingness to be seen as “bad” before becoming great.

The conversation moves beyond mindset into the mechanics of success, including discipline, leadership, and emotional resilience. Leila reframes discipline not as a personality trait, but as a system you design within your environment, making the right actions easier and the wrong ones harder. Leila also challenges the belief that strategy or market conditions determine success. Instead, she emphasizes that the real differentiator is your ability to manage your mind and emotions under pressure. Through stories of entrepreneurs who lost everything, not because of poor tactics, but because they could not stay grounded, she highlights that inner stability is the true foundation of long-term success.

In this episode you’ll learn:
How to Build Confidence Through Competence
How to Take Action Before You Feel Ready
How to Turn Rejection Into Growth
How to Stay Disciplined Using Simple Systems
How to Manage Your Emotions Under Pressure
How to Lean Into Discomfort
How to Create Consistency That Drives Results
How to Lead People Without Losing Trust
How to Build a Successful Business Without Losing Your Values
How to Focus on What Truly Moves You Forward

You don’t need to have everything figured out to move forward, you just need to be willing to start where you are. Growth isn’t about feeling confident every step of the way; it’s about showing up even when you’re unsure, uncomfortable, or afraid.

With Love and Gratitude,
Jay Shetty

JAY’S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX
Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here: https://news.jayshetty.me/subscribe

Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast

What We Discuss:
00:00 Intro
05:00 What Actually Builds Confidence?
06:40 Stop Waiting to Feel Ready To Take Action
11:28 You Have to Be Bad Before You Get Good
14:41 Lean Into Fear and Discomfort
20:25 What’s Actually Blocking Your Success
26:00 Can You Handle the Pressure of Success?
35:00 Discipline Isn’t Willpower
43:20 Is Work-Life Balance Possible?
49:41 How to Find Purpose in Any Job
53:00 What It Really Means to Be a CEO
57:24 The Hiring Mistake Most People Make
01:04:00 What Makes You Stand Out Instantly
01:12:00 The Most Overrated Leadership Traits
01:14:13 Should People Fear or Respect You?
01:18:00 The Secret to Building High-Trust Teams
01:19:00 Carrot or Stick: What Actually Works?
01:24:00 How to Give Productive Feedback
01:30:24 The Truth About Women and Independence
01:36:20 When Life Doesn’t Match Your Expectations
01:39:14 How to Handle Criticism Without Breaking
01:46:06 The Hidden Cost of Chasing Success
01:51:00 How to Rethink Your Relationship With Money
01:54:43 Leila on Final Five

Episode Resources:
Website | https://www.acquisition.com/
YouTube | https://www.youtube.com/@leilahormozi
Facebook | https://www.facebook.com/leilahormozi/
Instagram | https://www.instagram.com/leilahormozi/
LinkedIn | https://www.linkedin.com/in/leilahormozi
TikTok | https://www.tiktok.com/@leilahormozi
X | https://x.com/LeilaHormozi

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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Bank of America just announced a brand-new real-time cross-border payments system launching next quarter — and the entire crypto community is asking the same question: does it run on XRP and Ripple? In this video, I break down exactly what’s powering Bank of America’s new cross-border payments solution, what the press release actually says, and why the XRP and Ripple speculation isn’t crazy — even though the truth is more nuanced than the headlines.
Here are the facts. The new BofA system will run through SWIFT and the bank’s CashPro digital platform via APIs and host-to-host channels, connecting to existing real-time payment networks like SPEI in Mexico, the Faster Payments Service in the UK, and Unified Payments Interface in India. It is NOT running on XRP, RippleNet, or any public blockchain — at least not at launch. But here’s why XRP holders should still pay attention: Bank of America has been a RippleNet member since 2016, filed blockchain patents back in 2017 that referenced a “ripple distributed ledger,” disclosed ownership of approximately 13,000 shares of the Volatility Shares XRP ETF in a February 2026 SEC filing, and on June 2nd, 2026 appointed Adam Dixon as Global Head of Digital Asset Transformation to lead the bank’s crypto strategy. On top of that, JPMorgan, BofA, Citi, and Wells Fargo are reportedly building a separate tokenized deposit network through The Clearing House for 2027.
The XRP connection isn’t this announcement — but the rails are absolutely being built.
What you’ll learn in this video:
What Bank of America’s new cross-border system actually runs on
Why the XRP and Ripple speculation isn’t crazy
BofA’s RippleNet membership history since 2016
The 2017 BofA “ripple distributed ledger” patent decoded
The $224K XRP ETF position BofA disclosed in February 2026
Adam Dixon’s appointment as BofA’s crypto chief
The bigger picture: tokenized deposits + ODL on the horizon

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💚 Uphold | Your XRP, Working Harder Than Ever
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⚠️ D’CENT | Put Your XRP to Work!
▸ 1X Biometric Wallet | $30 OFF: https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=o9ppOP7yC1
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▸ Join the XRP Alliance: https://store.dcentwallet.com/pages/xrp-alliance

✨ Nexo | Your Wealth Platform for Digital Assets
▸ Explore Nexo: https://nexo.sjv.io/CryptoSensei
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⭐ Community + Free XRP Newsletter
▸ Discord: https://discord.com/invite/cryptonairz
▸ Newsletter: https://joincryptonairz.com/Newsletter

🔗 Contact & Collaborations
▸ Partnerships: partnerships@cryptosensei.net
▸ BD Manager (Telegram) | @Jaalyn_T
▸ Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
▸ Social Links: https://linktr.ee/Crypt0Sensei

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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FINANCIAL BREAKTHROUGH
GOD WILL PROVIDE

#financialbreakthrough #GodWillSupply #prayerforfinances #christianprayer #godwillprovide #philippians419 #faithandfinances #prayerforprovision #financialblessings #trustgod #dailyprayer #bibleprayer #jesuschrist #faithoverfear #christianyoutube

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Colin was the first to Slack me the correct code, so we flew him out to unlock the $1,000,000 vault. Thanks to Salesforce for making this possible and giving millions a shot at winning!

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DTCC MEGA XRP BOMBSHELL DROP! THEY SAID IT OUT LOUD!

XRP Investing, Personal Finance, Crypto Portfolio, XRP Wealth, Crypto Strategy, Financial Planning

👉 Crypto Crusaders YouTube

https://www.youtube.com/@OfficialCryptoCrusaders

👉 Join 12,000+ Crypto Investors (FREE Discord):
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💰 BUILD TAX-FREE CRYPTO WEALTH

Get $100 Bonus with iTrustCapital:
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Hold XRP, HBAR, XLM & more in a Crypto Roth IRA and grow your portfolio tax-free.

🧢 OFFICIAL CRYPTO MERCH

👉 https://www.tokenizedthreads.com

🛠 TOOLS I USE

NordVPN: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=98794&url_id=902

DCENT Wallets:
Single: https://tinyurl.com/3nkyr8y9
2-Pack: https://tinyurl.com/yk9kb5jx

📈 EXCHANGES

ByBit: https://partner.bybit.com/b/ncash

MEXC: https://bit.ly/3I4NsSG

Coinbase: https://bit.ly/3QXgU11

Uphold: https://bit.ly/3ONsmdu

📲 FOLLOW ME

Instagram: https://www.instagram.com/ncashofficial/

Twitter (X): https://x.com/NCashOfficial

TikTok: https://www.tiktok.com/@ncashofficial

⚠️ DISCLAIMER

This content is for educational purposes only and is not financial, legal, or tax advice. Always do your own research.

🔎 SEO TAGS

#xrp #crypto #ripple

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What if the biggest financial mistake you’ll ever make has nothing to do with money?

Today I’m sitting down with someone who’s helped millions of people see money in a completely different way.

It’s the third time I’ve had the chance to sit with Morgan Housel on The Diary Of A CEO, and if you’ve seen our past conversations, you’ll know exactly why I couldn’t wait to do this again.

Morgan is one of the most respected voices in finance and his words have changed how millions of people think about wealth, risk, and happiness.

His book, The Psychology of Money, has sold millions of copies and reshaped how people around the world think about money.

We cover:

– Why do most people misunderstand wealth?
– How can you avoid the hidden traps of success?
– The 5 steps to financial freedom…
– Why are we emotional about money?

Morgan is so good at explaining something that many people overcomplicate.

His book didn’t just change how I think about money, it changed how my family talks about it too.

Every time we sit down I’m reminded that money isn’t the goal.

It’s just a tool for living a more meaningful life.

And that’s something I think all of us need to hear.

If you’ve ever wondered how to build a better relationship with money and with yourself, this is the episode you can’t miss.

#shorts #money #finance

Get access to exclusive Diary of a CEO content: https://bit.ly/circle-ytshorts

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Apply for The Inner Circle (closing soon): https://shorturl.at/pIuWz

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CRYPTO & INVESTING TOOLS I USE

ITRUST CAPITAL — Tax-advantaged IRA ($100 free funding)
👉 https://www.itrustcapital.com/go/kamilah
Or Call: (562) 600-8399 (Let them know i sent you)

CALEB & BROWN
👉 https://calebbrownaccess.com/

TANGEM COLD WALLET APP (10% off)
https://tangem.onelink.me/MsTz/KAMILAH

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Affiliate Disclosure

Some links above are affiliate links. I may earn a small commission at no additional cost to you if you sign up through them. I only recommend tools and services I personally use and trust.

Financial Disclaimer

⚠️ This content is for educational and entertainment purposes only and does not constitute financial, investment, tax, or legal advice. I am not a licensed financial advisor. Always do your own research and consult a qualified professional before making any investment decisions. Investing carries risk, including loss of principal.

Roth IRA Note:
Roth IRA tax advantages depend on your individual circumstances and current IRS rules. Eligibility, contribution limits, and tax treatment may change. Consult a tax professional regarding your specific situation.
#XRP #Ripple #CLARITYAct #XRPnews #crypto #cryptocurrency #digitalAssets

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Aye Finance IPO: The initial public offering of non-banking financial company (NBFC) Aye Finance Ltd opened for subscription on Monday, February 9. The issue will end on Wednesday, February 11. The price band has been set at ₹122 to ₹129 per share. #stocks #ayefinance #ipo #stockmarket #business #investing

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