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Sometime in the late 2000s, Rahul Bajaj handed his younger son Sanjiv, the family’s tiny financial services business. Sanjiv was an engineer and an MBA – but he didn’t know consumer lending.

So Rahul asked his own brother-in-law to mentor him.

That brother-in-law was Nanoo Pamnani — a Citibank veteran who had become Citi India’s CEO at 37. He was known to be unforgiving with his time and ruthless with detail. His internal reviews ran for four hours, across 400 slides, covering 2,000 different metrics!

Then he and Sanjiv interviewed 30 candidates for the CEO role — and picked Rajeev Jain.

Sanjiv. Pamnani. Jain.
That’s the trio that turned a sleepy captive lender into India’s most valuable NBFC.

Episode 2 of Intermission — the full story of how Bajaj Finance got here.

▶ Watch the full episode: https://youtu.be/jhgvdo9rb0w
🌐 More on the microsite: theken.com/intermission

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#money #finance #crypto

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Since its all-time high in October of last year, Bitcoin and all other major crypto-currencies have halved in value.
The collective market capitalization of these tokens fell from 4.4 trillion dollars to just under 2.2 trillion dollars as of the time this video is posted, and these numbers alone don’t even tell the full story because… well… the US dollar has ALSO been falling which has made things look better than they really are.
If Crypto was meant to be a currency, the majors have lost almost 50% of their purchasing power within the last month alone putting them close to the technical definition of hyperinflation.
If it was meant to be an alternative payment system then network delays, costs, and fundamental scalability limits have made it very hard to justify outside of very specific use cases…
If it was meant to be a store of value then this time last year one bitcoin could buy 32 ounces of gold… today it can buy less than 12 ounces…
And most damning of all… If it was meant to be an alternative to get around “the system” it isn’t helping that most trading now takes place on centralized exchanges and the very government it was supposed to superceed has been floating the idea of a crypto bailout… which some purists might recall was the very same reason why bitcoin was created in the first place…
Crypto may have become a solution in search of a problem but… well it’s not like we haven’t been here before…
Bitcoin (alongside other cryptocurrencies and projects) have all seen dramatic declines in the past following events like Mt Gox Imploding, the silk road being seized, China banning crypto, china banning crypto again, FTX imploding and people admitting to themselves that NFTs weren’t going to be the asset of the future…
Every time that these assets then set a new price record it was used as irrefutable proof to say “I told you so”… normally with the help of some laser eyes.
But today, crypto is facing a new challenge… legitimacy… a decade and a half of fraud, grift and crime might not have been able to kill cryptocurrency but it turns out that a few months of almost unrestricted compliance might…
There are a few major headwinds all hitting these markets at the same time right now, and if we can properly understand each of them we can address something really important…
Is it finally time that we can all admit this whole thing was just really stupid yet?

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Here are the financial milestones where things start to feel different.

It’s not just about how much you have — it’s about stability, consistency, and having a plan.

Frustrated with savings that don’t keep up with inflation? Follow to learn how to invest and grow your savings.

Disclaimer: This content is for educational purposes only and outlines general financial milestones, not guaranteed outcomes. Individual results will vary based on income, contributions, market conditions, and personal financial decisions.

#money #finance #buildwealth #investing #stockmarket

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