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Sports

7 things you’re getting wrong about your Handicap Index

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What’s your handicap? And do you know what it actually measures?

A lot of golfers don’t. The game’s most useful metric is also one of its most misunderstood. Misconceptions abound about everything from the calculations behind what’s officially known as a Handicap Index to what those numbers represent.

Here are seven of the most common myths, clarified. (Don’t have a handicap? You can sign up for one here.)

Myth No. 1: My Handicap Index is my average score

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Nope. Your Handicap Index isn’t based on your average round. It’s calculated using the eight best of your most recent 20 Score Differentials. It’s designed to reflect your playing potential — not what you typically shoot on a Saturday morning.

Myth No. 2: A 10-handicap golfer should expect to shoot 82

It’s nice to be optimistic, but a dose of realism is called for, too. A Handicap Index is a measure of demonstrated ability, not a prediction of your next score. According to statistics from the USGA, golfers only play to their handicap every four or five rounds, or 20-25 percent of the time.

Myth No. 4: Handicaps only matter in tournaments

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Sure, they’re essential in handicapped competitions. But they’re just as useful for a weekend Nassau, a friendly match with new playing partners or any round where golfers of different abilities want a fair game. 

Myth No. 5: A lower handicap means you’re playing better right now

Maybe. Maybe not. Your Handicap Index reflects a rolling record of recent scoring, so it can lag behind a hot streak — or a slump. It’s a useful snapshot of your demonstrated ability, but it isn’t a real-time measure of how you’re swinging it this week.

Myth No. 6: You have to play a lot of golf to get a handicap

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False. You only need to play 54 holes to establish a handicap, in any combination of 9- or 18-hole rounds.

Myth No. 7: The score you post accounts for every shot you take

Not necessarily. There are caps. If you’ve already established a handicap, the maximum you can post on any hole is net double bogey, or double bogey plus any handicap strokes. If, for instance, you’re popping (getting a stroke) on a par 4, the highest score you can post is a 7. If you don’t have a handicap yet and are just beginning to post scores to establish one, the rule is different. For those initial scores, the maximum on any hole is par plus 5.

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Sports

Andrey Rublev vs Luca Van Assche preview, head-to-head, odds, prediction & betting tips

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Match Details

Fixture: (1) Andrey Rublev vs Luca Van Assche

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Date: July 24, 2026

Tournament: Estoril Open

Round: Quarterfinals

Venue: Clube de Tenis do Estoril, Cascais, Portugal

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Category: ATP 250

Surface: Clay

Prize Money: €612,620

Live Telecast: USA – Tennis Channel | UK – Sky Sports | Canada – TSN+

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Andrey Rublev vs Luca Van Assche preview

Andrey Rublev at Wimbledon 2026. (Source: Getty)Andrey Rublev at Wimbledon 2026. (Source: Getty)
Andrey Rublev at Wimbledon 2026. (Source: Getty)

Top seed Andrey Rublev will take on Luca Van Assche in the quarterfinals of the Estoril Open 2026.

Rublev received a bye into the second round, where he faced lucky loser Timofey Skatov. The Russian was in control of the match from start to finish. He conceded only one game in each set to register a comfortable 6-1, 6-1 victory.

Van Assche fought past home hope Federico Silva in three sets to reach the second round, where eighth seed Pablo Carreno Busta awaited him. The Frenchman captured the opening set courtesy of a break of serve in the fourth game, the only break in the entire set.

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Carreno Busta initially led by a break in the second set but couldn’t hold on to his advantage for too long. Nevertheless, he snagged another break of serve in the 10th game to take the set.

Van Assche dealt the first blow in the third set to go 2-1 up, only for his older rival to immediately negate his upper hand in the next game. He raised his level after that and bagged the next four games on the trot for a 6-3, 4-6, 6-2 win.


Andrey Rublev vs Luca Van Assche head-to-head

Rublev leads their rivalry 1-0. He won their previous meeting at the Citi DC Open 2024 in three sets.


Andrey Rublev vs Luca Van Assche odds

Player Moneyline Handicap Bets Total Games
Andrey Rublev -625 +1.5 (-2000) Over 20.5 (-120)
Luca Van Assche +400 -1.5 (+650) Under 20.5 (-120)

(Odds via BetMGM)

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Andrey Rublev vs Luca Van Assche prediction

Luca Van Assche at the French Open 2026. (Source: Getty)Luca Van Assche at the French Open 2026. (Source: Getty)
Luca Van Assche at the French Open 2026. (Source: Getty)

Rublev stormed to the title in Bastad last week and continued his winning ways with a dominant performance against Skatov. He improved his record for the season to 26-13 with the win, and to 16-5 on clay.

Van Assche was pushed to three sets yet again but wore down Carreno Busta in the end to reach his second quarterfinal at the ATP level this year. He has a 6-4 record on the main tour, and a 22-6 record at the Challenger level. He has won three titles on the Challenger tour this year, including one on clay.

Van Assche’s run is likely to end at this stage. He has a 0-10 career record against top 20 players. His last match against a top 20 opponent was against Rublev at the Citi DC Open a couple of years ago. While he managed to push Rublev to three sets back then, he might not be able to do so on this occasion on account of the Russian’s present form.

Pick: Andrey Rublev to win in straight sets.


Andrey Rublev vs Luca Van Assche betting tips

Tip 1: The match will have at least 18 games.

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Tip 2: Rublev to win at least one set with a score of 6-3.