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Interest rates need to go higher if the nation is to get on top of its inflation problem, according to a panel of leading economists.

As the Reserve Bank of Australia board prepares to meet early next week, a panel of nine private sector and academic economists has backed a lift in the official cash rate to 4.6 per cent.

In a significant shift from early August when it thought the cash rate should be held at 4.35 per cent, the RBA Shadow Board, which is convened by the Centre for Applied Macroeconomic Analysis at Australian National University, now thinks a rate hike is the most optimal move.

And, in a grim prospect for borrowers, the panel attaches significant probability to the likelihood that rates stay higher well into 2027.

Stubbornly high inflation, robust household spending and concerns about the knock-on effects of soaring fuel prices from the Middle East conflict have contributed to the change in view.

Markets have all but locked a rate rise into their calculations, putting the odds of 29 September hike at 90 per cent, and have priced in a further increase to 4.85 per cent by next March.

This follows official readings showing underlying inflation remains well above the central bank’s 2 to 3 per cent target band despite signs that the economy is slowing, house prices are moderating and conditions in the labour market are loosening.

Markets have also responded to Reserve Bank governor Michele Bullock’s more hawkish tone on inflation, where she has flagged that the central bank would accept greater unemployment in order to reduce price pressures.

A further rate hike would compound the pressure on households already grappling with the impact three rate rises, rising living costs and soaring fuel prices. A Westpac-Melbourne Institute study has found that sentiment regarding family finances has deteriorated. Despite this, measures of actual household spending have increased, suggesting weak household confidence is yet to translate into reduced consumption.

Shadow Board member Begona Dominguez, professor of economics at the University of Queensland, recommended that the RBA hold the official cash rate steady for now while it assesses the impact of the three rate rises implemented so far this year.

But Sydney University economist Mariano Kulish said that although there were signs of slowing activity, the fact was that inflation remained too high and the central bank should act to tighten monetary policy.

“The cost of erring slightly too tight is smaller than the cost of [monetary policy] proving insufficiently restrictive and allowing above-target inflation and inflation expectations to become entrenched,” Professor Kulish said.

Centre for Independent Studies chief economist Peter Tulip was blunter, arguing that the likelihood of sustained above-target inflation made the decision to raise rates “a no-brainer”.

Netflix is preparing one of its most heavily stacked release calendars of the year for October 2026, with a lineup spanning literary prestige drama, returning fan favorites, heist thrillers and anime revivals. Here are ten of the most anticipated titles arriving on the streaming service this month.

Leading the pack is “East of Eden,” a seven-episode limited series adapting John Steinbeck’s 1952 novel across multiple generations of the Trask family. Created by Zoe Kazan, the series stars Florence Pugh as Cathy Ames, alongside a cast that includes Christopher Abbott, Mike Faist, Hoon Lee, Tracy Letts and Martha Plimpton. Multiple outlets covering Netflix’s October slate have singled out the series as one of the month’s biggest prestige releases, with the show premiering October 2.

The fourth season of “The Diplomat” ranks among the most anticipated returning series this month. The political drama continues to follow Kate Wyler, played by Keri Russell, as new tensions brew between the United States and the United Kingdom. Given how the show’s first season, which originally premiered in 2022, resolved, coverage of the new season has suggested viewers should not expect the storyline to wrap up on an especially happy note this time either.

“Below,” a limited series starring Josh Hartnett, offers Netflix’s most notable entry into horror-adjacent territory this month without leaning fully into traditional Halloween scares. The series follows a fisherman in an isolated Newfoundland town who fights to save his family from a mysterious beast from the ocean depths, one that may be connected to the unresolved death of his father decades earlier.

French heist favorite “Lupin” returns for its fourth installment, bringing the action back to Paris following the fallout from protagonist Assane’s previous schemes. All eight episodes of the new part will be released together, a format that has made the series, inspired by Maurice Leblanc’s classic Arsène Lupin stories, one of Netflix’s most popular non-English-language productions and a strong candidate for weekend binge-watching once it arrives.

Anime fans have their own highly anticipated return this month with “Cyberpunk: Edgerunners 2,” bringing viewers back to the neon-lit chaos of Night City following the original series’ acclaimed 2022 debut.

“Nobody Wants This” returns for a third season, continuing the romantic comedy series starring Adam Brody that has built a dedicated following since its debut.

Netflix is also premiering “100 Days of Deception” on October 10, a new original series following a pickpocket who dreams of freedom but instead takes on her most dangerous job yet, going undercover to steal secrets from a Japanese colonial government.

“Hollywood Arts” is among the other new original series Netflix is rolling out this month, arriving alongside the other high-profile limited series premieres as part of the streamer’s broader October push.

Rounding out the list, anime series “Blue Box” returns for its second season, continuing the high school sports romance story, while “Ranma 1/2” returns for a third season, extending the revival of the long-running franchise for its dedicated fan base.

Beyond these ten titles, Netflix’s October calendar includes a significant additional slate of new and returning content. Ben Affleck directs and stars in “Animals,” a political thriller co-starring Kerry Washington, Gillian Anderson and Steven Yeun, premiering October 9 and following a mayoral candidate and his wife whose lives are thrown into chaos by a ransom demand. Chris Evans and Anya Taylor-Joy headline “Sacrifice,” a satirical action-comedy from director Romain Gavras set at a glitzy charity gala, arriving October 2. Tyler Perry’s drama “Doing Life” is also among the month’s notable film releases.

Reality television offerings this month include a new season of “Love Is Blind” set in Boston, alongside “Is It Cake? Halloween,” a spooky-season-themed take on the baking competition format. Netflix is also adding a documentary about the classic sketch comedy series “SCTV,” along with other comedy-focused documentary content.

For fans of licensed film content, Netflix’s October additions include horror staples such as “Evil Dead,” “Friday the 13th,” “Hush” and “The Sixth Sense,” timed to coincide with the approach of Halloween, alongside a broader mix of non-horror titles spanning multiple genres and decades.

With new limited series, returning fan favorites and a substantial catalog of licensed film content all arriving within the same month, several outlets covering Netflix’s release calendar have described October 2026 as shaping up to be among the streaming service’s strongest months for new content so far this year, giving subscribers an unusually dense set of choices as the platform heads into the final quarter of the year.

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LONDON — Photographs posted by a close friend of Meghan, the Duchess of Sussex, offered the first widely circulated images of her in England since she and Prince Harry moved back from California, and a caption that thanked people they met for being “so loving.”

Kelly McKee Zajfen, who appeared in Meghan’s Netflix series “With Love, Meghan,” published an Instagram carousel on Sept. 23 after visiting the couple in the Cotswolds with her infant son, Jack. The pictures showed Meghan holding the baby, Harry on the floor playing with him, and family time that included pub food. Lilibet appeared from behind in at least one frame, looking toward the child.

Zajfen wrote: “Having the best time. There’s something so special about getting a taste of this magical place with my bestie, and having my sweet Jack along for the adventure.” She continued: “I’ve loved seeing this sweet chapter through her eyes and daily adventures! Especially getting to experience so many little firsts with Jack by my side.”

On the reception she said they encountered, she wrote: “To everyone we’ve met or bumped into, thank you for being so loving to my friend. It’s been beautiful to witness. She missed you too!”

She also wrote: “Family time is just what the heart ordered. With a side of mashed peas and fish n chips! All of it has filled my heart.” Addressing Britain, she added that the country had been “so good to us” and that they were “leaving with full hearts and definitely leaving a piece of ours here.”

The post is a friend’s travel note, not a statement from the Sussexes’ office. It does not quantify how many people they met or where beyond the Cotswolds setting of the pictures. It does put Meghan on camera in England after weeks in which she had not been publicly photographed there.

U.S. and British outlets had already reported a lunch on Monday, Sept. 21, at the Three Horseshoes near Burford, Oxfordshire, with Ellen DeGeneres and Portia de Rossi. Zajfen’s album included pub images consistent with that outing, including the baby on her lap. Markus Anderson, a longtime friend of Meghan’s, appeared in other frames, including a mahjong table in some reports of the same set.

Harry and Meghan stepped back as working royals in 2020 and settled in Montecito, California. Coverage this summer said they returned to Britain in late August. Harry has taken part in public events; Meghan’s first clear pictorial record of this stay arrived through Zajfen’s feed rather than an official photocall.

The duchess remains a polarizing figure in Britain. Supporters treat the caption as evidence of ordinary politeness in villages. Critics treat a friend’s thank-you as public relations. Tabloid write-ups collected skeptical social-media replies. Those comments are not a poll. They are the noise that follows any Sussex photograph.

What can be stated from the primary post is narrower. A visitor from California described walks, a baby, fish and chips, and strangers who were kind to her friend. She said Meghan missed people in Britain. She did not claim a national welcome or speak for the royal household.

Zajfen is a children’s-advocacy philanthropist and former model. Jack was born years after the death of her older son from COVID-19, a fact she has discussed publicly and that LBC repeated in its account of the trip. The visit, in her telling, mixed firsts for the baby with time in a landscape Harry has long preferred.

The Cotswolds have figured in earlier reporting about where the couple might base themselves. Soho Farmhouse and nearby villages sit in the same band of countryside. Neither Zajfen’s caption nor the palace has announced a permanent address.

Meghan’s own past interviews described her years as a working royal as difficult. This article does not relitigate those interviews. The new document is Zajfen’s caption and the pictures attached to it.

Harry on the floor with a friend’s child is the sort of domestic image the couple’s California years produced in volume. Seeing it in an English interior, with a pub lunch in the same album, is what made the post news in London and on U.S. celebrity desks.

No official comment from Buckingham Palace or from Harry and Meghan’s spokesperson was attached to the Instagram dump in the first wave of reports. The public record, for now, is a friend’s album: a “sweet chapter,” mashed peas, thanks to people they “bumped into,” and the sentence “She missed you too.”

Whether that is a private thank-you or a message aimed at a wider audience is a matter of reading. The words on the post are Zajfen’s. The faces in the frames are Meghan, Harry, a baby and, at the edge, Lilibet. That is the available record of the duchess’s first photographed days back in the Cotswolds.

SEOUL — South Korea’s KOSPI finished Sept. 23 at 7,080.92, up 63.01 points, or 0.90 percent, after an opening spike above 7,150 faded into pre-holiday selling.

The session was the last before the four-day Chuseok harvest break. The market is scheduled to reopen Sept. 28. The index opened at 7,153.99, the day’s high, then slid to 7,014.98 before chip buying pulled it back through the 7,000 handle. It was the fourth straight advance and the highest close since late July in some local tallies.

Samsung Electronics rose 3.25 percent to 285,500 won, closing above 280,000 won for the first time since July 10, Aju Press reported. SK hynix gained 1.20 percent to 1,862,000 won after touching 1.9 million won at the open. SK Square, which holds a large SK hynix stake, jumped about 5 percent. Samsung Electro-Mechanics also finished higher.

The tape was narrow. Aju Press counted 548 decliners against 311 advancers on the main board. Institutions were net buyers of about 318.8 billion won. Retail investors sold about 1.44 trillion won. Foreigners sold about 510.6 billion won after buying earlier in the day, according to Digital Today and matching exchange flow figures carried by other Seoul desks. One News1-based rundown said foreigners still bought 1.28 trillion won of Samsung Electronics even as they were net sellers of the broader market, while individuals sold more than 2 trillion won of Samsung.

Overnight U.S. semiconductor strength set the open. SBS cited a 2.06 percent rise in the Philadelphia Semiconductor Index, with Micron up 5 percent and Nvidia higher. Digital Today said early buying also reflected expectations for server DRAM demand. The Korea Times, in a morning wrap from Yonhap, linked the open to back-to-back Nasdaq records and reports of easier Middle East tensions that helped oil ease.

The won was quoted at 1,359.00 per dollar in Digital Today’s close, weaker by 3.50 won, or 0.26 percent. The KOSDAQ rose 10.10 points, or 1.21 percent, to 844.48.

WSJ data put the day’s range at 7,014.98 to 7,153.99 and the prior close at 7,017.91. The 52-week range in that table ran from 3,365.73 to 9,385.59. Year-to-date the index was still sharply higher on a 2026 rally that had already peaked well above 9,000 in June before giving back ground in the third quarter.

What the close does not settle is whether chip leadership survives the holiday. Samsung’s quarterly dividend calendar and guidance, Micron’s late-September results and U.S. labor data sit on the other side of Chuseok in local event lists. Those are dates, not forecasts. Retail selling of more than 1 trillion won in a single session, after several days of individual selling measured in the trillions, is profit-taking into a break, not a verdict on memory pricing.

The KOSPI is still a semiconductor index in practice. Samsung and SK hynix dominate capitalization. When they open 2 to 3 percent higher, the benchmark prints 7,150. When individuals sell the same names into the afternoon, 7,080 is what is left. Institutions bought the dip. Foreigners flipped from morning buyers to afternoon sellers. That is the flow print.

Four sessions of gains put the index back over 7,000 after a choppy September that included a drop through 6,600 mid-month. The June high remains far above Wednesday’s close. The one-year change is still more than a double from the year-ago level near 3,500 in long-run data series.

For three days the market is shut. The last print is 7,080.92, Samsung at 285,500 won, SK hynix at 1,862,000 won, and a won rate near 1,359. That is the board Korea takes into Chuseok.

What you can do is to prepare through scenario planning. As the name implies, it’s a structured way to look at the best- and worst-case scenarios so you’re ready for them before they happen. Instead of reacting passively, you proactively ask, “What could happen in the future and how would we handle it?”

This concept of scenario planning started in the military, but it became a huge deal in the business world thanks to internationally renowned futurist and business strategist Peter Schwartz. He believed that by questioning your own assumptions and mapping out different paths, you could eventually build a strategy that could survive any kind of chaos. In other words, it gives you a roadmap for exploring different futures so you can see how they might hit your business. By doing this, you dodge risks, spot new opportunities, and make much smarter moves when things get shaky.

Here are strategies and best practices to help you apply scenario planning to your new business.

Focus on Key Driving Forces

A helpful starting point is understanding what forces or factors influence your business the most. Some of these come from outside your company, while others come from within your organization. On the external side, you’ll want to pay attention to changes in the economy, technology, regulations, and customer behavior. At the same time, internal factors such as your team’s skills, your systems, and your financial position matter as well.

For example, if you open an account with a bank that has slow and outdated technology, then your internal systems will also slow down. Payroll might be delayed, which can affect your employees’ morale. Supplier payments could also arrive late and that can strain relationships or slow down your inventory. In contrast, when you work with a reliable business banking partner with modern technology, transfers can run in an instant, payments reach the right people on time, and managing cash flow becomes easier. You might even enjoy higher interest rates, free batch transfers, and more with just one account.

This is why identifying operational drivers like financial systems, payment processes, and internal workflows matters early in scenario planning. When you understand how these elements affect your business, you can prepare for potential disruptions and choose partners and systems that help your operations stay steady.

Build a Collaborative Planning Team

You don’t have to handle scenario planning on your own. In fact, the process works better when different perspectives are involved. Bring in leaders or members from finance, operations, marketing, product, and HR. They can all contribute valuable insights since each group sees the business from a different angle. This helps you uncover risks or opportunities you might not notice alone.

Keep Scenarios Clear and Manageable

When you begin creating scenarios, it’s tempting to plan for every possibility. However, too many and too complicated scenarios can quickly become hard to use. A better strategy is to focus on three main possibilities: a best-case outcome, a moderate outcome, and a challenging outcome. These options give you a balanced view of what might happen without making the process overly complicated.

As you develop each one, think about how your business might operate in that situation. For instance, if growth happens faster than expected, you may need to hire sooner or expand your services. If growth slows down, you might focus more on efficiency and customer retention. Keeping your scenarios this simple helps you and your team stay focused and prepared.

Translate Scenarios into Actionable Strategies

A scenario becomes even more useful when you connect it to real decisions. In other words, you want to know what actions you’ll take if a certain situation starts to unfold. This usually involves identifying signals that show a scenario is happening, deciding what steps your business will take, and assigning responsibility within your team. This way, everyone understands their role and responses become faster and more organized.

For instance, if sales are lower than expected, you might adjust marketing budgets. On the other hand, if sales exceed expectations, you could move ahead with product improvements or expansion plans. When you plan well, you avoid rushed decisions as scenarios unfold.

With that said, the future won’t always follow a clear path, even with careful planning. That’s why flexibility matters so much in scenario planning. Allow room for adjustment in your strategies so you can respond to changes without major disruption.

Monitor and Adapt Continuously

Scenario planning works best when it becomes part of your regular business rhythm. As mentioned, markets change, new opportunities appear, and priorities evolve. Because of that, you need to review your scenarios regularly and watch for signals that indicate change. These might include customer trends, revenue patterns, or investor interest. When you notice something shifting, you can update your plans and adjust your actions. This keeps your business ready to respond without losing momentum.

Plan for the Future, Today

Ultimately, scenario planning isn’t about predicting the future perfectly. Instead, it’s about being ready for the “what-ifs.” In fact, its true power lies in its ability to rewire your brain for agility. You stop treating the future as a fixed destination and start seeing it as a series of shifting possibilities. So, when that possible future comes, you’ve already mapped out the terrain and you’re ready to lead the way through it.

That doesn’t have to be the norm. What makes an evening feel rushed isn’t the number of things on the list, but the habit of treating rest as something to fit in only if time allows. A slow evening is the decision to put that habit on hold and let the day close on your terms. Here are six reasons why that decision earns its keep.

1. Your Mind Gets to Catch Up

Your body doesn’t switch from busy to calm the moment a task is done; it needs a little time to catch up. A slow evening gives you that time by removing the pressure to finish something else before bed. When there’s no rush, racing thoughts about tomorrow’s meeting or an unanswered email tend to quiet down on their own. This matters most on days packed with decisions or deadlines, when your mind stays in problem-solving mode long after the actual problems are gone. A slower evening interrupts that cycle and lets your brain finally clock out.

2. Small Comforts Feel Bigger

Beyond helping the mind settle, a slow evening changes how ordinary comforts feel. A cup of tea, a warm shower, or a favorite playlist rarely registers as anything special during a rushed week. Once the pressure to be somewhere else disappears, those small comforts stop feeling like consolation prizes and start feeling like the actual point of your evening. This shift is often what separates a restful night from one that simply gets lost in the day. Build small comforts into your nightly routine, and you’ll likely appreciate them more over time.

3. Screens Become a Choice

That extra room also changes how screens get used. Evenings spent scrolling out of habit rarely feel satisfying, even after hours have gone by. A slower pace encourages entertainment chosen on purpose rather than by default, and what counts as “on purpose” looks different for everyone. You might queue up a show in advance or settle into a few chapters of a book, or you might prefer something with a bit more variety or chance built in. Casual game formats fall into that second group, and titles like Super Ace are a familiar example of something quick to pick up, low-commitment, and built around small bursts of chance. If that sounds closer to what you’re after, a Super Ace guide is worth a look before deciding if that kind of format suits your evening. Either way, the difference isn’t the activity itself; it’s whether you chose it or simply fell into it out of boredom.

4. Conversations Get Real

The same slower pace creates room for real conversations too. Rushed evenings rarely leave you space for anything beyond logistics, like what’s for dinner or who’s picking up the kids tomorrow. Dinner without a phone on the table, a short call with a parent or a walk with a partner can turn into the kind of talk that usually gets lost during a packed week. These moments don’t need to run long to matter. Ten unhurried minutes with someone you care about often carry more weight than an hour you spend half-listening while multitasking. That kind of attention is hard to fake, and the people you’re with tend to notice when it’s missing.

5. Having Fun Comes Easy

That openness carries over into entertainment as well. Not every evening needs a project attached to it; some just call for entertainment you genuinely enjoy. A movie, a favorite playlist, or a casual mobile game all fill that role well, sitting alongside reading and other low-key hobbies people use to unwind. Online casino games have become part of that same lineup for many people, offering a quick, low-commitment way to pass an hour without demanding much focus. The point isn’t which option you pick; it’s that the evening asks for enjoyment, not effort.

6. Sleep Comes Easier

All of this adds up by bedtime. What happens in the hour before sleep shapes how well you rest, and a rushed evening rarely sets the right tone. Dimmer lights, less screen time, and a few unhurried minutes before bed all send a clear signal that rest is coming. Wind down gradually and you’ll likely fall asleep faster and wake up less groggy than if you go straight from a busy task to bed. The effect carries into the next day too, showing up as steadier focus and a calmer start to the morning.

Somewhere along the way, your evenings went from downtime to one more thing to get through before the next demand arrives. A slow evening is simply a choice to let the hours sit still for a while, without rushing them toward anything useful. It doesn’t require much: dim lights, a quiet room, a mind you let wander instead of plan. Not every hour needs a purpose; some are better spent exactly as they are.