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Fidelis Insurance Holdings stock hits 52-week high at 20.25 USD

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A $44,000 Bill Shows the Dysfunction in California’s Home-Insurance Market

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A $44,000 Bill Shows the Dysfunction in California’s Home-Insurance Market

Glenn and Lorraine Crawford paid about $500 a month to insure their home in Agoura Hills northwest of Los Angeles when they bought it in 2012.

Now, State Farm is charging them more than seven times as much for coverage that wouldn’t cover the cost of rebuilding the home.

The Crawfords say they have little alternative but to pay the bill that arrived last month, which, at more than $44,000 a year, is almost as much as their mortgage bill. The only other insurer willing to cover their home, Lloyd’s of London, quoted them $80,000 a year.

More than a year after infernos tore through Los Angeles County, millions of Californians like the Crawfords are suffering through a home-insurance crisis that has rolled on for years with eye-watering rate increases, canceled policies and rejected claims.

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I think we can double this business

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I think we can double this business

In this photo illustration, a Domino’s pizza sits in a take-out box on July 21, 2025 in Miami, Florida.

Joe Raedle | Getty Images

Domino’s Pizza shares climbed on a Monday after the company posted a better-than-expected quarter and laid out ambitious growth plans.

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The strong performance came as the pizza chain said it saw higher transactions and better traction among lower-income diners with its value offerings.

The pizza chain reported same-store sales growth of 3.7%, better than the 3.1% projected by Wall Street. Revenue of $1.54 billion was also higher than the $1.52 billion estimated by analysts, at a time when the broader pizza category and restaurant sector at large has faced headwinds.

Domino’s chief executive told CNBC in an interview Monday that the company is really just getting started, and it aims to double its market share.

“I want people to understand that I think we can double this business, and it’s not a stretch, given our track record, and given how we are in other markets, to think we can get there,” CEO Russell Weiner said.

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The quarterly report comes at a time when Domino’s two biggest public competitors are struggling. Sales rumors are circling both Yum Brands’ Pizza Hut, which has been under a recently completed strategic review, and Papa John’s.

While both Domino’s and Papa John’s stocks have fallen this year, Domino’s stock has fallen about 3.6%, versus a 13.8% drop for its rival.

Weiner said the success has come from offering value on Domino’s core menu item. In the past, he’s called this discounting on the center of the plate.

“The only disruption in the pizza category, is the disruption that we’re causing, right? Is the category still growing 1 to 2 percent [and] we’re up 11 share points in 11 years,” he said. “Two of our major competitors … the rumor on both of those is they’re off for sale. And so if that goes through, we’re in a pretty unique place.”

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The growth this quarter also came from traffic, or more purchases, instead of ticket, or order value — a rarity in the industry that McDonald’s and Starbucks were also able to achieve. Weiner touted strength in spending among lower-income consumers, which grew in the fourth quarter and for the year.

He’s calling it “profit power.”

“We can sustain this price and make money … why would we want to take price [and] feed less consumers, if we can maintain and grow our franchisees’ profitability on this lower price and still take share,” he said.

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Danone still has work to do in US

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Danone still has work to do in US

Coffee creamers and plant-based items need to improve, CEO says.

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Skills, Strategy, and Real-World Impact at the International Career Institute

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Skills, Strategy, and Real-World Impact at the International Career Institute

Mid-career professionals face a crowded menu of business education options, from short skills courses to long-form qualifications. The Master of Business Administration still occupies a recognised place in that mix, but its value now rests on what it can contribute in concrete terms to a working life already underway. Education providers such as the International Career Institute (ICI) frame the MBA as a way to bring skills, strategy, and experience into a single, structured programme that fits around work and family.​

For ICI, the MBA is designed as a practical management qualification that can be completed 100 per cent online, often within about a year, or at a pace that suits the student. The ICI MBA course covers core fields including accounting, analytics, entrepreneurship, leadership, markets, marketing, finance, management, and strategy, aiming to give professionals a toolkit they can apply immediately in their roles. In an environment where employers increasingly focus on demonstrable capability as well as credentials, that combination of breadth and application matters.

“There is nothing to compare with the sense of self-confidence that comes from having specialised knowledge and skills,” says Dr Michael Machica, Director of the International Career Institute. From his perspective, an MBA can still offer significant value if it helps professionals organise what they already know, fill critical gaps, and talk more clearly about their impact at work.​

Building Skills with Real-World Tasks

Modern MBA programmes aim to develop the skills that employers say they need in managers and team leaders. Surveys from organisations such as the Graduate Management Admission Council indicate that recruiters frequently seek capabilities such as communication, problem-solving, teamwork, and strategic thinking when they hire business graduates. Those studies also show that managers pay close attention to how graduates have applied what they learned, not just to the fact that they completed a degree.​

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The International Career Institute states that its MBA emphasises assignment-based assessment rather than formal exams. Students work on reports, plans, and analyses that mirror documents used in everyday business settings, from marketing plans and budget proposals to strategic reviews and project reports. Learners are encouraged to draw on their own workplaces or business ideas in projects, so each unit helps them test, refine, and demonstrate skills they already use.​​

ICI describes its mission as providing “high-quality courses that develop graduates who have the knowledge and skills to embark on a new career or advance in their existing field.” In the MBA context, that means treating each assessment not only as a way to earn marks but also as a chance to produce tangible work that can be discussed in performance reviews and job interviews.​

Connecting Daily Decisions to Strategy

Managers operate under pressure to make decisions that align with wider organisational goals. Employer research consistently shows that companies value graduates who can connect daily actions with longer-term direction, rather than working only at a task level. MBA curricula respond to that demand through units in strategy, leadership, and organisational behaviour that ask students to consider whole-of-business consequences when they solve case studies or design plans.​

According to the International Career Institute, strategic management is a core component of its MBA, alongside modules in operations and financial management. These units ask students to analyse competitive positions, allocate resources, and think about risk, which are common issues in roles that involve budgets and teams. The programme structure allows learners to see how marketing choices affect operations, or how human resource decisions influence financial outcomes, making it easier to join the dots between their day-to-day tasks and organisational strategy.​​

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ICI also highlights the flexibility of its distance model: “You can study at home, in your own time, at your own pace,” the Institute emphasises. For professionals balancing meetings, deadlines, and family responsibilities, the ability to tackle strategic case work on their own schedule can be crucial to keeping study and work aligned rather than in conflict.

Placing Careers in a Wider Context

Many professionals view the MBA as more than a collection of subjects. The degree gives them a structured moment to reconsider where they have been and where they want to go next. Alumni research from GMAC has indicated that graduates often report gains in confidence, network reach, and perceived career options after completing their studies, although the scale of those gains varies with programme type and personal circumstances. Those patterns suggest that an MBA can influence how people see their place in the labour market, even when they remain in the same organisation.​​

The International Career Institute positions its distance MBA as suitable for working adults who need flexibility to study around jobs and family duties. There are no fixed semesters, and students can progress at their own pace within broad time frames, which makes it possible to keep income flowing while they complete the programme. ICI links the MBA with career services such as résumé guidance and general job search support, presented as tools to help learners present their skills more clearly rather than guarantees of specific outcomes.​

The Institute also stresses that it “provides a learning schedule that suits you,” allowing students to study at home or at work and pursue the job they want, the promotion they seek or the business they aspire to establish. For mid-career candidates, that promise of flexibility can be as important as the curriculum when deciding whether an MBA fits their broader life plans.

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From MBA to DBA: Extending Learning for Senior Professionals

For some managers, an MBA is only one stage in a longer learning path. Professionals who develop a taste for research, evidence-based decision-making, and high-level strategic questions may later consider a Doctor of Business Administration (DBA), an applied doctorate designed for experienced practitioners. Internationally, DBA programmes have grown in prominence as executives look for ways to investigate complex organisational challenges without stepping away from their roles.

The International Career Institute has created its own Doctor of Business Administration as a companion to the ICI MBA course, forming a structured pathway for senior professionals. While the MBA focuses on building core capabilities across key management disciplines, the ICI DBA course is designed to help experienced leaders apply rigorous research methods to real-world business problems. Graduates of the ICI MBA are eligible to be admitted to the DBA, and the Institute offers options for dual MBA and DBA enrolment for those who want to plan an integrated journey from advanced management study to doctoral-level inquiry.

For employers, this kind of progression can signal both breadth and depth. An MBA indicates that a candidate can operate across functions, understand financial and strategic trade-offs, and manage teams. A DBA shows that the same person can frame complex questions, design research, and translate findings into recommendations that support organisational change. In sectors facing rapid shifts in technology, regulation, and customer expectations, that combination can be particularly attractive.

Making a Thoughtful Decision

Not every professional needs or wants an MBA. Some may find that targeted short courses or industry certificates match their immediate needs more closely, particularly if they have already accumulated strong experience and only need to sharpen specific skills. Others may decide that a broader management qualification is essential if they are to move into senior roles with responsibility for budgets, teams, and long-term direction.​

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The International Career Institute encourages prospective students to weigh their goals, time, and finances carefully before they enrol in any programme, including its own. An MBA from ICI may suit professionals who want a recognised qualification, a structured path through key business disciplines, and the flexibility to study entirely online around existing commitments. Those who later discover an appetite for deeper research can extend that journey into the DBA course, building an evidence-based lens on the strategic issues they face.​

For readers considering their next step, the question is not whether an MBA guarantees success, but whether a well-chosen programme will give them the skills, confidence, and strategic perspective they need for the roles they aspire to. In that sense, an MBA can still offer today’s professionals meaningful value in skills, strategy, and career context—provided it is selected, and used, with clear intentions in mind.

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Trump’s new 15% tariff plan ‘will hit UK exporters and dent global growth’

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Trump’s new 15% tariff plan ‘will hit UK exporters and dent global growth’

President Donald Trump’s decision to raise US tariffs to 15 per cent has drawn sharp warnings from British business leaders, who say the move risks harming thousands of UK exporters and slowing global economic growth.

In a social media post on Saturday, Trump said he was “effective immediately” raising the existing 10 per cent worldwide tariff on countries to the “fully allowed” 15 per cent level. The announcement followed a ruling by the US Supreme Court that the president had exceeded his authority by using emergency powers to impose tariffs on dozens of trading partners, including the UK.

The revised measure, introduced under alternative legislation, would increase tariffs on many British goods by a further 5 percentage points unless covered by existing exemptions.

The British Chambers of Commerce (BCC) said the change would affect around 40,000 UK firms exporting to the US.

William Bain, the BCC’s head of trade policy, said: “We had feared that the president’s plan B response could be worse for British businesses, and so it is proving. An extra 5 per cent increase on a wide range of UK exports will be bad for trade, bad for US consumers and weaken global growth.”

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He added that businesses on both sides of the Atlantic needed clarity and stability rather than further disruption.

The UK government is engaged in high-level talks with Washington in an effort to preserve preferential arrangements under the UK-US Economic Prosperity Deal (EPD), announced in May last year by Trump and Keir Starmer.

Bridget Phillipson acknowledged the uncertainty facing exporters but insisted the UK expected its preferential trading arrangements to continue. “We want the best possible deal for British businesses,” she said.

The new 15 per cent levy represents the maximum allowed under Section 122 of the US Trade Act of 1974 and will apply for up to 150 days. Economists estimate the effective US tariff rate could rise back to around 14.5 per cent, reversing some of the reductions seen in recent weeks.

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Paul Ashworth, chief North America economist at Capital Economics, suggested revenue considerations may have influenced the decision, noting that higher tariffs generate greater customs income. He added that because Section 122 requires non-discriminatory application, countries such as the UK may lose any preferential advantage previously secured.

The Supreme Court ruling has left billions of dollars in tariff revenues potentially in dispute, with US importers seeking refunds. Meanwhile, India has postponed a planned trade mission to Washington amid uncertainty over US trade policy.

Business groups warn that renewed tariff escalation could disrupt supply chains and investment decisions at a time when global growth is already fragile.

For UK exporters, particularly those outside the scope of the EPD, the immediate concern is a sudden rise in costs for access to one of Britain’s largest overseas markets.

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Jamie Young

Jamie Young

Jamie is Senior Reporter at Business Matters, bringing over a decade of experience in UK SME business reporting.
Jamie holds a degree in Business Administration and regularly participates in industry conferences and workshops.

When not reporting on the latest business developments, Jamie is passionate about mentoring up-and-coming journalists and entrepreneurs to inspire the next generation of business leaders.

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VVR: Avoid This Floating-Rate Fund For The Time Being (NYSE:VVR)

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VVR: Avoid This Floating-Rate Fund For The Time Being (NYSE:VVR)

This article was written by

Power Hedge has been covering both traditional and renewable energy since 2010. He targets primarily international companies of all sizes that hold a competitive advantage and pay dividends with strong yields.
He is the leader of the investing group Energy Profits in Dividends where he focuses on generating income through energy stocks and CEFs while managing risk through options. He also provides micro and macro-analysis of both domestic and international energy companie. Learn more.

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Top Tobacco Stocks to Watch, According to Morgan Stanley

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Top Tobacco Stocks to Watch, According to Morgan Stanley

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GeoPura to supply hydrogen generators for Thames crossing project

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The generators are made in Newcastle through a partnership with Siemens Energy

GeoPura produces green Hydrogen Power Units (HPU) to replace traditional diesel generators

GeoPura produces green Hydrogen Power Units (HPU) to replace traditional diesel generators(Image: GeoPura)

Hydrogen generators made in Newcastle are to be part of the largest ever use of green hydrogen on a British construction project.

The Lower Thames Crossing – a £10bn project that will create a tunnel under the Thames between Thurrock and Gravesham – has signed a deal with hydrogen firm GeoPura to use hydrogen as a power source on the project.

The scheme is aiming to be the first major infrastructure project in the UK to operate on a carbon neutral basis, and will use hydrogen, electric and other low-carbon fuels to replace diesel and reduce emissions.

GeoPura produces green hydrogen across several locations in the UK and works with Siemens Energy in Newcastle to produce hydrogen generators. Six hydrogen-powered generators provided by GeoPura are already at work on the project, charging batteries used in electric machinery on a work site in Essex.

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The company will ultimately supply 2,500 tonnes of hydrogen to the Lower Thames Crossing, enough to replace over 12m litres of diesel and save an estimated 30,000 tonnes of CO2 emissions.

GeoPura CEO Andrew Cunningham said: “We’re extremely proud to be supplying the largest volume of green hydrogen ever contracted for a British construction project and I congratulate the Lower Thames Crossing for setting a powerful example of how major infrastructure can be delivered sustainably.

“This contract award further strengthens the British hydrogen supply chain driving both price efficiency and British jobs across this new, exciting industry with tangible deployments.”

GeoPura was founded in 2019 and employs more than 170 people around the UK and Europe. It started work with Siemens Energy in Newcastle in 2022 to produce green hydrogen at an industrial scale.

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Minister for Industry Chris McDonald said: “GeoPura and the Lower Thames Crossing collaboration is proof that clean energy goes hand-in-hand with major British infrastructure projects. Hydrogen has a key role to play in our industrial strategy, and from Nottinghamshire to Kent, our first flagship hydrogen projects will sustainably power projects up and down the country.”

Matt Palmer, executive director for the Lower Thames Crossing, said: “Today we’ve given the green light to green hydrogen. By replacing diesel with home grown hydrogen, we’re not only reducing our own carbon footprint but also helping clean up the construction sector.

“National Highways is supporting new jobs and skills that will put British businesses and people at the forefront of the growing clean energy sector.”

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C.H. Robinson CEO says AI will drive freight brokerage consolidation

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C.H. Robinson CEO says AI will drive freight brokerage consolidation


C.H. Robinson CEO says AI will drive freight brokerage consolidation

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Nestle remains committed to US frozen food business

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Nestle remains committed to US frozen food business

Company is selling its ice cream business to Froneri International. 

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