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ServiceNow, Inc. (NOW) Presents at Jefferies Software, Internet & AI Conference Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

ServiceNow, Inc. (NOW) Jefferies Software, Internet & AI Conference May 27, 2026 3:30 PM EDT

Company Participants

Amit Zavery – President, Chief Product Officer & COO

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Conference Call Participants

Samad Samana – Jefferies LLC, Research Division

Presentation

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Samad Samana
Jefferies LLC, Research Division

All right. We’ll go ahead and get started. Thank you, everybody, for joining us. We have Amit Zavery from ServiceNow, President, COO and Chief Product Officer as well. So Amit, thank you for joining us today.

Amit Zavery
President, Chief Product Officer & COO

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Thanks for having me. Hello, everyone.

Question-and-Answer Session

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Samad Samana
Jefferies LLC, Research Division

So look, originally, I think the shape of the conversation was going to maybe be a little bit different. But given the speed at which things are moving and the focus on AI, I wanted to maybe just jump right into that. And I think there’s a lot of questions, some might say some debates. But can you talk about how the Now Assist platform has broadened both in flexibility and capability over time? And then I have a bunch of framing questions or follow-up questions after that.

Amit Zavery
President, Chief Product Officer & COO

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Yes. So I think if you look at just in AI, it’s just moving at a very fast pace, right? So we, of course, started with the idea of Gen AI and giving summarization, helping users get more value from the content they have or what they’re doing as the day-to-day task. Over the last year, 1.5 years, we’ve accelerated what we’ve done with Now Assist, specifically becoming more of a system of action, right? So the idea of doing things with agentic and making it an agentic platform. So taking different AI agents, how you orchestrate them, how do you work with them, how do you use AI agents to finish task. And coordinating the full activity end-to-end. It’s been the

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Flagstar Bank, National Association (FLG) Presents at Morgan Stanley US Financials Conference 2026 Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Flagstar Bank, National Association (FLG) Morgan Stanley US Financials Conference 2026 June 10, 2026 3:15 PM EDT

Company Participants

Joseph Otting – CEO & Executive Chairman
Richard Raffetto – Chief Banking Officer, Co-President & Co-COO
Lee Smith – CFO, Co-President & Co-COO

Conference Call Participants

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Manan Gosalia – Morgan Stanley, Research Division

Presentation

Manan Gosalia
Morgan Stanley, Research Division

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Okay. Up next, we have Flagstar Bank. We’re delighted to have with us today Joseph Otting, Chairman and CEO; Lee Smith, Co-President, Co-COO and CFO; and Rich Raffetto, Co-President, Co-COO and Chief Banking Officer. Thanks so much for joining us.

Joseph Otting
CEO & Executive Chairman

Thank you very much. Honor to be here.

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Question-and-Answer Session

Manan Gosalia
Morgan Stanley, Research Division

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So Joseph, Rich and Lee, I want to extend my congratulations to all of you. Joseph, the Board recently announced for those that don’t know in the room, a 1-year extension of your contract through March 2028. That’s a strong vote of confidence in your leadership. And Rich and Lee, you’re also now serving as Co-Presidents and Co-COOs in addition to your current role. So congratulations to all of you. Joseph, I guess the question for you is, would love to get your thoughts on the new leadership structure and what this means for Flagstar.

Joseph Otting
CEO & Executive Chairman

Yes. I think it’s a natural progression of our company. As we came to the organization in March of 2024, we’ve assembled a relatively new management team from people throughout both the banking industry and the Office of the Comptroller of the Currency with my background there. And Rich was one of the people that we recruited to come in and run a big part of our banking operations. Lee was already there running really the most significant and important parts of the Flagstar organization.

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Australia Opens Group D Against Turkiye on June 14

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Former Heavyweight champion Mike Tyson will not face criminal charges over a fight on a plane last month

SYDNEY — The Australian Socceroos will kick off their 2026 FIFA World Cup campaign on Sunday, June 14, facing Turkiye in Vancouver as part of a challenging Group D that also includes co-host United States and Paraguay. The tournament, co-hosted by the United States, Mexico and Canada, marks Australia’s sixth consecutive appearance on the global stage and offers the team an opportunity to advance beyond the group stage for the first time since 2006.

Australia’s full group schedule features three matches spread across West Coast venues, providing fans with a mix of manageable time zones and high-stakes encounters. The Socceroos, ranked outside the top 20 in recent FIFA listings, enter as competitive underdogs in a pool featuring strong European, North American and South American representation.

Full Group Stage Schedule (Australian Eastern Standard Time)

  • June 14, 2026: Australia vs Turkiye, 2:00 p.m. AEST, BC Place, Vancouver. This opening fixture gives the Socceroos an early chance to secure points against a physically strong Turkiye side that advanced through the UEFA playoffs.
  • June 20, 2026: United States vs Australia, 5:00 a.m. AEST, Lumen Field, Seattle. A midday local start in Seattle translates to an early morning game back home, pitting the Socceroos against motivated co-hosts eager to impress on home soil.
  • June 26, 2026: Paraguay vs Australia, 12:00 p.m. AEST, Levi’s Stadium, Santa Clara (San Francisco Bay Area). The final group match offers Australia the chance to qualify for the round of 32, facing a technically gifted Paraguayan side known for defensive organization.

All three venues are modern, world-class stadiums capable of hosting passionate crowds. BC Place and Lumen Field provide atmospheric settings, while Levi’s Stadium offers excellent facilities for the decisive third match.

Group D Outlook and Qualification Path

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Group D presents a balanced but demanding challenge. Turkiye brings European intensity and set-piece threat. The United States benefits from home advantage and passionate support across multiple venues. Paraguay adds South American flair and tactical discipline. Australia must collect at least four points, and likely six, to have a strong chance of progressing as one of the top two teams or among the best third-placed sides in the expanded 48-team format.

Coach Graham Arnold has emphasized preparation and squad depth. The Socceroos feature a mix of European-based stars such as Mathew Ryan, Harry Souttar and Jackson Irvine alongside domestic talents. Recent friendlies have shown improved cohesion, though consistency against top opposition remains a key area for growth.

Strategic Considerations for Australia

Success in Group D will require strong defensive structure and clinical finishing on the counter. Australia has historically performed well in open, high-tempo matches but must improve against organized mid-tier nations. Key players like Jackson Irvine in midfield and forwards such as Mitchell Duke or Kusini Yengi will need to step up in attack.

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The travel across time zones and venues tests squad management. The Socceroos benefit from relatively short flights between Canadian and U.S. West Coast cities compared to teams spanning the full host territory. Recovery between matches and adapting to local conditions will be crucial.

Broader Tournament Context

The 2026 World Cup’s expanded format gives more teams a realistic path to the knockout stages, with 32 advancing overall. Australia aims to emulate its 2006 run or better, potentially reaching the round of 16 or further. Strong performances could boost domestic football development and inspire the next generation of players.

Fan support is expected to be significant, with large Australian communities in Vancouver, Seattle and San Francisco likely creating pockets of green and gold in the stands. Broadcast coverage on SBS and other platforms will ensure widespread accessibility back home, with convenient viewing times for the opener.

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Historical Perspective and Expectations

Australia qualified convincingly through Asian qualifiers, demonstrating growth since their playoff heroics in previous cycles. The Socceroos have evolved into a more tactically flexible side under Arnold, capable of competing with stronger nations on their day.

Analysts view Group D as winnable but competitive. A positive result against Turkiye in the opener would set an ideal tone, while avoiding defeat against the United States could position Australia well heading into the final match. Paraguay represents a dangerous opponent capable of punishing defensive lapses.

Preparation and Key Storylines

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The national team has used recent camps and friendlies to fine-tune tactics and build fitness. Injury management and squad rotation will be vital given the tight turnaround between games. Off-field factors, including fan engagement and commercial opportunities, add to the tournament’s significance for Football Australia.

The Socceroos’ journey symbolizes Australia’s growing place in world football. A successful group stage exit or better would mark a milestone, enhancing the sport’s profile domestically and attracting greater investment.

Fan Guidance and Viewing Tips

Australian supporters should mark their calendars for the June 14 opener at 2 p.m. AEST. Subsequent games require early rising or strategic scheduling. Official FIFA and Socceroos apps provide live updates, while local pubs and fan zones will host watch parties across the country.

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Tickets for matches remain available through official channels, though demand is high for games involving co-hosts. Virtual attendance via streaming services offers an alternative for those unable to travel.

Looking Ahead

As the tournament approaches, anticipation builds for Australia’s campaign. The Socceroos carry national hopes into a landmark edition that celebrates football’s global reach. Strong performances in Group D could propel them into the knockout rounds and create lasting memories for players and fans alike.

The schedule offers a balanced mix of challenge and opportunity. With solid preparation and execution, Australia has every chance to make a deep run and write a new chapter in its World Cup history. The June 14 clash against Turkiye serves as the starting point for what promises to be an exciting summer of football for the Socceroos and their supporters.

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The expanded tournament format rewards consistency and adaptability. Australia’s ability to secure results across varied conditions and opponents will determine its fate. As the nation rallies behind the team, the focus remains on delivering competitive performances that honor the green and gold on the world stage.

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