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Bet365’s Quiet Approach vs ZunaBet’s All-Out Generosity

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Brian Armstrong's Bold Prediction: AI Agents Will Soon Dominate Global Financial

Every gambling platform rewards its players. The difference lies in how much, how visibly, and how reliably those rewards actually reach the people earning them. Bet365 has spent more than two decades proving that a restrained approach to rewards can coexist with massive commercial success. ZunaBet has spent its first months in the market proving that a maximalist approach to rewards can coexist with a platform that delivers on every other front too. The question is not whether both approaches work for the companies behind them. The question is which approach works better for the player in front of them.


Bet365: Letting the Product Speak First

Bet365 launched in 2000 under the direction of Denise Coates, growing from a modest online betting operation in Stoke-on-Trent into one of the largest privately held gambling companies in the world. It operates across dozens of regulated markets and handles transaction volumes that most competitors cannot fathom. The Coates family retains ownership, giving the company the freedom to prioritise long-term strategy over short-term promotional spending.

The sportsbook defines Bet365’s identity. It is routinely cited as one of the most complete sports betting products available anywhere. Market depth across global sports is extraordinary, live in-play betting runs at unmatched scale with thousands of simultaneous events, and integrated streaming gives bettors direct access to the action they are wagering on. The combination of breadth, depth, and real-time capability remains the industry standard that others measure themselves against.

The casino side has matured into a credible product in its own right. Thousands of games from established providers span slots, table games, and live dealer rooms. It is a bigger casino than most sportsbook-first operators carry, though it has not expanded as aggressively as platforms that treat casino gaming as their primary business.

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Payments operate exclusively through traditional channels. Debit cards, bank transfers, PayPal, Skrill, Neteller, and region-specific methods handle all deposits and withdrawals. Speed depends on the method — e-wallets clear fastest while bank transfers may take several business days. Cryptocurrency is not supported.

Bet365’s reward philosophy is understated by design. New player offers typically involve bet credits tied to qualifying deposits. Ongoing rewards arrive as personalised promotions and periodic bonuses delivered at the platform’s discretion. There is no public tier system, no branded progression path, and no published criteria for how rewards are determined or distributed. Bet365 trusts its product to retain players and uses targeted generosity to supplement that retention selectively.

The model has produced extraordinary results commercially. Whether it produces extraordinary results for the individual player depends entirely on whether that player happens to be someone Bet365 chooses to reward generously — a determination made behind closed doors using criteria the player cannot access.


ZunaBet: Generosity as a Core Design Principle

ZunaBet was created in 2026 by Strathvale Group Ltd with an Anjouan gaming licence and a founding team bringing more than two decades of combined gambling experience. Every element of the platform was built as a crypto-first casino and sportsbook, and the rewards structure was designed around a straightforward conviction — every player should know exactly what their activity earns them, and the amounts should be large enough to matter.

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The welcome bonus embodies that conviction. Up to $5,000 in matched deposits plus 75 free spins across three deposits. First deposit matched at 100% up to $2,000 with 25 spins. Second at 50% up to $1,500 with 25 spins. Third at 100% up to $1,500 with 25 spins.

Welcome Bonus
Welcome Bonus

Bet365’s market-specific bet credit offers do not operate on the same scale. The difference between a bet credit promotion and a $5,000 multi-deposit package is the difference between a polite gesture and a genuine investment. For a new player evaluating both platforms on introductory value alone, ZunaBet’s offer occupies territory that Bet365 has never attempted to reach.

The platform surrounding the bonus ensures the value has depth behind it. Over 11,000 games from 63 providers — Pragmatic Play, Evolution, Hacksaw Gaming, Yggdrasil, BGaming, and a deep roster of additional studios — fill a casino catalogue spanning slots, RNG table games, and live dealer content. Bet365’s casino library is respectable but considerably smaller. Bonus funds and free spins applied across 11,000 titles deliver an experience of exploration and discovery that a more modest library cannot replicate.

ZunaBet Sports
ZunaBet Sports

The sportsbook functions as a full product alongside the casino. Football, basketball, tennis, NHL, combat sports, virtual sports, and esports markets for CS2, Dota 2, League of Legends, and Valorant provide comprehensive betting coverage. Bet365 retains clear superiority in live betting infrastructure and streaming. ZunaBet counters with dedicated esports depth and a sportsbook that gives sports bettors and casino players equal footing on the same platform.

Cryptocurrency underpins every transaction. Over 20 coins accepted — BTC, ETH, USDT on multiple chains, SOL, DOGE, ADA, XRP, and beyond. Zero platform fees. Blockchain-speed withdrawals. Where Bet365’s fiat infrastructure routes payouts through institutions that impose their own timelines and potential costs, ZunaBet’s crypto rails deliver rewards directly to the player’s wallet without intermediaries, delays, or deductions.

Modern dark-themed HTML5 interface, responsive design, fast loading, native apps for iOS, Android, Windows, and MacOS, and live chat support at every hour.

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Where the Rewards Gap Becomes a Chasm

Welcome bonuses are temporary. Loyalty programmes define the permanent reward relationship between a platform and its players. This is where comparing Bet365 and ZunaBet produces the widest divergence.

Bet365 operates loyalty behind a curtain. Active players receive offers and bonuses that the platform determines are appropriate based on internal evaluation. The player sees the reward when it arrives but has no prior visibility into what their activity qualifies them for, no progression to track, and no published framework to engage with. The system is closed by design — Bet365 decides who gets what, when they get it, and how much it is worth. For some high-value players, the results may be generous. For the average player, the results are unknowable until they materialise, if they materialise at all.

ZunaBet operates loyalty in full daylight. The dragon evolution programme built around a mascot named Zuno organises players into six tiers — Squire, Warden, Champion, Divine, Knight, and Ultimate. Rakeback begins at 1% and climbs to 20% at the highest tier. Free spins scale to 1,000 at the upper levels. VIP club membership and double wheel spins add further reward milestones throughout the journey.

Zunabet VIP Levels
Zunabet VIP Levels

Every single detail is published. Current tier, next tier, advancement requirements, and rewards at each stage are visible to every player at all times. There is no guesswork, no hoping for recognition, and no dependence on the platform’s internal assessment of your value. The system is open, equal, and entirely within the player’s ability to understand and pursue.

The gamified structure adds a dimension of engagement that Bet365’s closed model cannot offer. Named tiers function as levels. Published requirements function as objectives. Visible progress creates momentum. Defined rewards create anticipation. The framework applies video game progression psychology to a loyalty context, giving players a reason to return that goes beyond the games themselves. It transforms rewards from something that might happen into something the player is actively building toward.

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Twenty percent rakeback at the Ultimate tier is the headline number in this comparison. It delivers one of the highest continuous return rates in online gambling, flowing automatically to the player’s balance as a permanent feature of their status. It is not promotional. It is not discretionary. It is not limited to a select group of high rollers who caught the platform’s attention. It is a published, achievable, ongoing reward available to any player who progresses through the tier system.

Bet365 may deliver comparable value to individual players through its discretionary model. The critical difference is that the player has no way to know in advance whether they will be one of those individuals, no ability to track their progress toward that outcome, and no guarantee that the rewards will match what a transparent system like ZunaBet’s publishes openly.


Reward Value After It Leaves the Platform

The size of a reward matters. So does how efficiently it converts from platform value to money the player actually holds.

Bet365 pays out through banks and payment providers. Those institutions add their own timelines and occasionally their own costs. A reward generates value on the platform. How much of that value reaches the player’s wallet intact depends on which payment method they use, which bank they hold with, and what day of the week they make the request.

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ZunaBet pays out through the blockchain. No bank. No processor. No variable timeline. No platform fee. Reward value — whether from the welcome bonus, from rakeback, or from free spin winnings — travels directly from the platform to the player’s wallet with the speed and consistency that crypto infrastructure provides regardless of external factors.

Zunabet Payments
Zunabet Payments

Every reward the player earns on ZunaBet retains more of its value through the withdrawal process than the same reward would on a platform where traditional banking introduces friction. Over months and years of accumulated reward payouts, the difference in total value received is not trivial. Faster access, zero fees, and consistent delivery compound into a material advantage in real-world reward value.


Answering the Question

Which casino offers bigger rewards? Bet365 offers rewards that are potentially big for some players, determined behind closed doors through criteria that are never shared. ZunaBet offers rewards that are demonstrably big for every player, published in full, structured for transparent progression, and delivered through infrastructure designed to preserve their value from platform to wallet.

Bet365 rewards selectively. ZunaBet rewards systematically. Bet365 asks players to trust that their activity will be noticed and valued appropriately. ZunaBet shows players exactly what their activity earns them at every stage and backs it up with numbers — $5,000 at the door, 20% rakeback at the top, 1,000 free spins at the highest tier, and blockchain payouts that deliver every reward quickly and without deductions.

Both platforms reward their players. Only one does it in a way that lets every player see, measure, and count on the rewards they receive. When the question is which platform offers bigger rewards, the answer belongs to the one that publishes its generosity rather than administering it privately. That answer, in 2026, is ZunaBet.

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Aave launches on OKX’s X Layer to expand on-chain lending access

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Aave launches on OKX’s X Layer to expand on-chain lending access

Decentralized lending protocol Aave has officially launched on Ethereum layer 2 X Layer.

Summary

  • Aave has launched on X Layer, enabling OKX Wallet users to lend, borrow, and earn yield directly on the network without bridging assets.
  • X Layer, developed by OKX, has seen limited growth so far, with about $25 million in total value locked.

According to the official announcement, the launch will allow OKX Wallet users and DeFi participants to directly supply assets, borrow against collateral, and earn yield on the network without having to use a separate wallet or bridge assets across chains.

X Layer was developed by OKX and launched in 2024, but network growth has been relatively slow so far, with the chain holding only about $25 million in total value locked as of press time.

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Onboarding Aave could significantly strengthen liquidity and expand the network’s DeFi capabilities.

“With a multi-year track record across more than a dozen blockchain networks and a 60% market share of DeFi lending, Aave is the largest and most trusted onchain lending network, with over $46 billion in supply & borrow. Its arrival on X Layer brings that same battle-tested infrastructure to OKX’s L2 ecosystem, permissionless, non-custodial, and accessible directly from OKX Wallet,” OKX said.

As part of the expansion, users can supply assets including USDT0, USDG, GHO, xBTC, xETH, xSOL, xBETH, and xOKSOL to earn yield that compounds automatically while retaining custody of their tokens.

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Further, users will be able to borrow assets such as USDT0, USDG, GHO, xBTC, xETH, and xSOL against their collateral without any credit check or intermediary.

To access the service, OKX Wallet users just need to open the wallet, navigate to Aave through the DApps section, and connect to the X Layer network.

The latest expansion follows the launch of Orbit, a social trading platform that the crypto exchange introduced earlier this month.

As previously covered, Orbit is designed to combine social media-style interaction with trading tools, allowing users to share strategies, discuss market developments, and follow experienced traders in real time.

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Around the same time, OKX disclosed a strategic investment from Intercontinental Exchange, with the deal set to give ICE a seat on the company’s board.

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Ripple Researchers Propose Privacy-Preserving Transfers for XRPL Multi-Purpose Tokens

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The Ripple research team has published a paper on adding transaction privacy to the XRP Ledger (XRPL). 

The paper introduces Confidential Transfers for Multi-Purpose Tokens (Confidential MPTs). The goal is to enable institutional and regulated use cases, with issuer controls such as freezing and clawbacks.

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The paper is authored by Murat Cenk, Aanchal Malhotra, and Joseph Ayo Akinyele. The Confidential MPTs would be a cryptographic extension of the XLS-33 token standard, which went live on the XRPL mainnet in October 2025

The protocol replaces plaintext per-account balances with EC-ElGamal ciphertexts. Furthermore, it uses non-interactive zero-knowledge proofs to enforce transfer correctness and balance sufficiency without requiring decryption by validators. 

Meanwhile, sender and receiver identities remain visible, preserving XRPL’s account-based model

“To accommodate regulatory and institutional requirements, Confidential MPTs provide cryptographic auditability through an on-chain selective-disclosure model based on multi-ciphertext balance representations and equality proofs, while remaining compatible with simpler issuer-mediated audit models,” the abstract reads.

The timing aligns with shifting regulatory attitudes toward on-chain privacy. In a recent report submitted to Congress in early March, the US Treasury Department acknowledged that lawful users of digital assets may rely on mixers when transacting on public blockchains.

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The privacy paper arrives as Ripple simultaneously strengthens the network’s security foundation. The firm recently outlined an AI-driven security strategy for XRPL.

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The post Ripple Researchers Propose Privacy-Preserving Transfers for XRPL Multi-Purpose Tokens appeared first on BeInCrypto.

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DeFi Tokens Face Pressure as CLARITY Act Targets Stablecoin Yields

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Brian Armstrong's Bold Prediction: AI Agents Will Soon Dominate Global Financial

Key Takeaways

  • Proposed legislation would prohibit stablecoins from generating yields, limiting them to payment functions exclusively
  • The change would redirect yield opportunities toward traditional banking and money market instruments
  • Popular DeFi platforms including Uniswap, Aave, and Compound may encounter stricter regulations on value distribution
  • Trading volumes, liquidity depth, and token demand across DeFi could decline significantly
  • Regulated stablecoin issuers like Circle stand to gain from tighter integration with payment systems

The most recent iteration of the CLARITY Act has sparked significant discussion around its stablecoin provisions. Industry experts warn that decentralized finance tokens may bear the brunt of the legislation’s consequences.

Under the proposed framework, stablecoins would be prohibited from providing yields or any similar incentive structures, including balance-based rewards. This restriction would fundamentally transform stablecoins into payment instruments rather than blockchain-based savings vehicles.

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Markus Thielen, who established 10x Research, indicated that the legislation would effectively channel yield opportunities back into conventional financial systems. Traditional banks, money market vehicles, and compliant financial products would capture these benefits, while cryptocurrency-native services would lose competitive advantage in offering returns.

Initial speculation suggested that DeFi platforms might actually attract more users if centralized crypto services were prevented from distributing yields. The theory presumed capital would migrate toward onchain alternatives.

However, Thielen challenged this assumption. He explained that the CLARITY regulatory structure would probably apply to user-facing platforms and token economics, especially when fee structures or governance mechanisms begin resembling equity instruments.

Potential Impact on DeFi Platforms

This regulatory approach places numerous DeFi initiatives under scrutiny. Decentralized trading venues and lending services may encounter fresh restrictions governing their operations and value distribution mechanisms.

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Platforms such as Uniswap, Sushi, and dYdX face potential consequences, alongside lending services like Aave and Compound. Enhanced regulatory oversight might trigger diminished trading activity, thinner liquidity pools, and decreased token valuations, the 10x Research analysis suggests.

The fundamental question centers on whether these platforms can maintain fee distribution or incentive programs for token holders without triggering new stablecoin-focused regulations.

Thielen observed that distinguishing between governance tokens and regulated financial instruments grows increasingly complex within this regulatory framework.

Circle Positioned for Potential Gains

The legislation wouldn’t create obstacles for every cryptocurrency entity. Circle, which issues the USDC stablecoin, might emerge as a beneficiary under the proposed rules.

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Thielen characterized the regulation as fundamentally favorable for infrastructure providers like Circle. Should stablecoins become embedded within payment networks, issuers maintaining robust regulatory compliance would secure advantageous positions.

The CLARITY Act continues advancing through the legislative pipeline. Congress has not yet enacted a final version.

While stablecoin provisions dominate policy discussions in Washington, industry analysts emphasize that the ripple effects across DeFi ecosystems deserve equal attention.

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White House App Sparks Privacy Fears Over Tracking and Data Collection

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Business, Technology, Privacy, Adoption, White House, Applications

A new app from the US government has sparked concerns among users and researchers over potential location-tracking features, security vulnerabilities and data collection.

The White House launched the app on Friday as a way for users to get a “direct line to the White House,” including receiving breaking news alerts on major government announcements, watching livestreams and keeping up to date on “policy breakthroughs.”

However, users on X have raised concerns about the permissions required to use the app, including access to the device’s location, shared storage and network activity, though these claims have not been independently verified.

While many apps often request location permissions and can log user data, an app launched by the federal government requesting this information can invite additional concerns. 

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However, both listings on the Google Play Store and Apple’s App Store currently do not display these warnings.

A White House app privacy policy said it automatically stores information about the originating Internet Protocol (IP) address and other basic information, while it can retain names and email addresses of subscribers, though these are not required to use the app.

Business, Technology, Privacy, Adoption, White House, Applications
Source: Tyler Oakley

Cointelegraph has contacted the White House for comment.

Security engineer says GPS tracking is part of the app

On the app’s Google Play Store page, it states that personal data, including phone numbers and email addresses, may be collected through download and use. Apple’s App Store, meanwhile, directs users to the White House’s privacy policy.

A software developer using the X handle Thereallo, along with Adam, a security engineer and infrastructure architect, say they have identified code suggesting the app could access a device’s GPS for tracking.

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While the feature is common across a number of apps, Adam said it is unusual for location-tracking services to be in software that does not appear to need them.

“There is no map, no local news, no geofencing, no events near you, no weather. Nothing in the app that requires location,” he added.

Concerns of GPS tracking every 4.5 minutes

Thereallo made a similar claim that the app includes code that could enable tracking a device every 4.5 minutes in the foreground and 9.5 minutes in the background, though this has not been independently verified.

Business, Technology, Privacy, Adoption, White House, Applications
Source: Thereallo

They found that it still requires permission but warned that it is only “one call away from activating,” and that the tracking “infrastructure is there, ready to go.”

Related: Trump advisory council draws Coinbase co-founder, tech leaders

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At the same time, Thereallo said the app is collecting other data such as notification interactions, in-app message clicks and phone number.

Security could be broken, researcher says

Adam said the app’s security may also be weak enough for a technically skilled person to intercept its data or alter its functionality

“Anyone on the same Wi-Fi network, say, at a coffee shop, an airport, or a congressional hearing room, can intercept API traffic with a proxy. Anyone with a jailbroken device can hook and modify the app’s behavior at runtime,” he said.

“No servers were probed. No network traffic was intercepted. No DRM was bypassed. No tools were used that require jailbreaking. Everything described here is observable by anyone who downloads the app from the App Store and has a terminal.”

Magazine: Morgan Stanley Bitcoin ETF undercuts BlackRock, SBF pardon unlikely: Hodler’s Digest, Mar. 22 – 28

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