Crypto World
Microsoft Copilot AI Predicts the Price of XRP by The End of 2026
Microsoft Copilot AI predicts a serious breakout for XRP, and this price prediction puts a real number behind it. By the end of 2026, XRP at $1.07 has a compelling bull case toward $5 to $8, which works out to somewhere between five and eight times the current price.
The bull case rests on four pillars landing together. ETF inflows have already exceeded $2 billion. US regulatory clarity is arriving through the CLARITY Act. Ripple’s Japan expansion is bringing the RLUSD stablecoin into a new major market. Asset tokenization on the XRP Ledger keeps expanding.
Copilot combines those with supply contraction and macro tailwinds from a Bitcoin rally. Together they position XRP as a leading cross border settlement token if the pieces actually converge.
The bear case is direct about what breaks that thesis. Stalled regulation, competition from Ripple’s own stablecoin, or macro tightening could cap XRP in the $0.85 to $1.50 range instead.
Copilot still calls the bullish trajectory the more likely path overall, with XRP trading between $2.50 and $4.50 in a base case and breaking higher if institutional adoption accelerates.
XRP Price Prediction: XRP Is Trapped In The Exact Range This Copilot AI Predicts Calls The Bear Case
XRP peaked above $2.40 in January before a violent February collapse cut price nearly in half within weeks. That crash set the tone for the entire year, and every rally since has been smaller than the one before it.
The pattern is a clean staircase of lower highs. April topped near $1.65, May topped near $1.55, and by July the best XRP could manage was $1.35 before rolling over again.
Price closed today at $1.07051, down 0.41%, in a session ranging between $1.06900 and $1.08092. That places XRP almost exactly at the midpoint of the $0.85 to $1.50 zone Copilot itself flags as the bear case outcome.
Support sits at $1.00, a round number XRP has tested twice since June without breaking. Resistance stacks first at $1.20, then $1.40, then the heavier ceiling near $1.60 where three separate spring rallies all failed.
RSI currently reads near 47 with the signal line close behind at 49. That small negative gap points to momentum that has flattened out rather than building in either direction, consistent with a chart going nowhere.
Overall momentum is neutral bordering on soft, with price grinding sideways rather than showing any real conviction. For Copilot’s bull case toward $5 to $8 to even begin taking shape, XRP first needs to reclaim $1.20, a level it has not closed above in two months.
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The post Microsoft Copilot AI Predicts the Price of XRP by The End of 2026 appeared first on Cryptonews.
Just a few days after admitting to a key vulnerability that left millions and millions worth of BTC in jeopardy, the team behind the self-proclaimed ‘best bitcoin hardware wallet’ published a key message urging users to migrate their funds.
Coldcard’s official X account informed customers that they should “treat this as urgent” and move their funds. The posts added that they have to follow the advisory of their models, upgrade their devices, generate a new seed, and “carefully” move their funds.
Please treat this as urgent. Migrate your funds. Follow the advisory for your model, upgrade your device, generate a new seed, and carefully move your funds.
Help spread the word, especially to people who are less online and may not see this update.
The threat is still ongoing. https://t.co/cbJxJles8x
— COLDCARD (@COLDCARDwallet) August 4, 2026
The Coldcard saga unraveled at the end of July. Some users first issued warnings online that their funds, stored on the hard wallet, had disappeared before the team admitted to a critical vulnerability in the code.
According to the latest estimations by Galaxy Research, the confirmed amount stolen is over $100 million. Some reports noted that the actual number could be around $130 million.
Market commentator Joe Consorti argued earlier that the attacker may struggle to spend a large portion of the swiped BTC since every BTC is being tracked on the public blockchain.
The post Coldcard Urges Users to ‘Carefully Move Funds’ as Exploit Losses Mount appeared first on CryptoPotato.
Every once in a while, my good friend Thelma Golden will meet someone who is shocked to learn this tiny, energetic, and dynamic woman is a paradigm-shifting curator. Some would find this disheartening. But not Thelma. She sees it as her chance to show the world exactly what she can do.
As one of the most influential people in art, Thelma knows the power of flipping an assumption on its head. Her exhibits at the Studio Museum in Harlem and, previously, the Whitney not only stop you in your tracks, they also show you so much more about the depth of the Black experience. Her steadfast dedication has given voice to a new generation of artists and curators who are ready to stir our souls too—folks who may have otherwise gone unnoticed had it not been for Thelma’s eye for talent and potential. She has broadened the world of art to better reflect the sum of us, rather than just a few. That’s power. And that’s why, while some folks might go on underestimating her, I’ll never be one of them.
Not only are people unable to tell the difference between stories written by humans or artificial intelligence, they actually prefer it when the stories are created by AI. And that’s especially true when they are told that the stories had human authors, according to a new study from Villanova University.
The study consisted of multiple experiments, all of which indicated a preference for AI. In the first, 1,682 participants were told to rate both the quality of six short stories they were given and how “engaging” they were. They were told, either correctly or incorrectly, who or what had authored each one.
Read More: Is AI Making Our Brains Weaker?
Not only were AI-generated stories found to be higher-quality (by 6%) and more engaging (by 8%), they were rated “even more highly,” researchers concluded, when participants believed that they were written by humans (by an additional 3%).
Deena Weisberg, the senior author of the study and an associate professor from Villanova’s Department of Psychological & Brain Sciences, said in a press release that the finding “reveals a bias towards narratives written by real people.”
That may be because “we assume creative writing requires uniquely human qualities, such as emotional understanding and lived experience,” she said, explaining that it shows how “public assumptions about AI’s capabilities are increasingly out of date.”
Furthermore, people were only able to identify AI-generated content roughly 40% and 52% of the time in two subsequent experiments, each with over 400 participants. People who said they were AI-literate had more success, while people who claimed to have a background in literature were less accurate in their guesses.
“Familiarity with AI systems appeared to help people recognize the patterns typical of AI-generated writing, such as em dashes and sentence structures such as ‘it’s not just X, it’s Y,’” Weisberg said. “That suggests that improving AI literacy would be one way to help people to navigate the new AI-enabled world that we’re living in.”
Cameron Jones, assistant professor of psychology at Stony Brook University tells TIME that the study’s findings are not necessarily surprising, considering the history of research going back years that shows people’s diminishing ability to tell between artificial intelligence and humans.
He also points to the trajectory of his own studies, which look at whether people can differentiate between them in conversation. In those scenarios, he says, “The person actually gets to quiz the model and ask follow-up questions.”
Even then, they had trouble distinguishing between human and generative content partners.
Jones says that this is because the large language models driving the content responses are trained to appeal to users.
“We basically get the model to generate little bits of text, and then we get people to read them, and they give a thumbs up if they like what the model’s saying and they give a thumbs down if they don’t like what the model’s saying,” he says.
It’s no surprise that people prefer the results, he explains, when “we’re optimizing these models’ outputs against our preferences.”
It can oversimplify output, but it leads to writing with higher overall appeal—whereas humans might write something truly exceptional that only caters to select tastes.
“Real humans are weird and idiosyncratic, and they’re very different from one another,” Jones says. “But models can kind of learn to be this kind of milquetoast everyman who appeals to everybody.”
While the findings align with rising exposure to artificial intelligence, along with algorithmic reward systems for broadly approachable content on platforms like TikTok, Weisberg does not think that the current digital landscape is to blame for the results. She says, “Technologies amplify existing tendencies, rather than creating them.”
Plus, she adds, the human-authored content might have simply challenged readers more.
“AI writing tends to be clearer, more direct and easier to process,” she said. And it’s reasonable for participants to find themselves more deeply engaged with content that offers greater predictability and less friction.
In other words, Weisberg says, “Difficult or subtle material requires more brainpower.”
A former FBI supervisory agent, Patrick Steven Yaroch, has been charged with abusing internal access to obtain credentials for cryptocurrency wallets tied to an adversarial country and then using those funds to transfer value to his own crypto accounts. Prosecutors say Yaroch used the access to conduct unauthorized transfers totaling roughly $1 million in digital assets across late 2024 and early 2025.
According to a Saturday court filing in the U.S. District Court for the Eastern District of Virginia, Yaroch later admitted to 10 unauthorized transfers involving an estimated total of about $1 million. Prosecutors also allege that some of the stolen crypto was deposited into Suilend to earn yield.
Key takeaways
- Patrick Steven Yaroch allegedly used FBI internal systems to access credentials for cryptocurrency wallets linked to an adversarial country.
- The admitted unauthorized activity included 10 transfers between late 2024 and early 2025, with an estimated total value of around $1 million.
- After self-reporting, Yaroch was placed on administrative leave, then terminated and arrested within days.
- Investigators reportedly recovered devices, seed phrases, and a Trezor wallet from Yaroch’s Virginia home to access accounts on Suilend and on crypto exchange Kraken.
- Earlier federal cases in the Silk Road investigation involved agent theft of large Bitcoin amounts, underscoring a recurring pattern.
What prosecutors allege Yaroch did
The filing states that Yaroch admitted to making unauthorized transfers between late 2024 and early 2025. Prosecutors describe the conduct as credential misuse: he allegedly used internal FBI systems to obtain access for wallets associated with an adversarial country. Those credentials were then used to move funds to wallets under his control.
Yaroch’s admission included 10 transfers, with prosecutors estimating the total digital assets involved at approximately $1 million. The filing further alleges that he deposited some of the assets into Suilend, a platform where users can earn yield by supplying crypto.
How the investigation proceeded
After Yaroch self-reported the incident, he was placed on administrative leave last Wednesday. He was terminated and then arrested on Friday, according to the filing.
Agents also obtained materials from Yaroch’s Virginia residence. The filing says investigators retrieved devices, seed phrases, and a Trezor hardware wallet to access Yaroch’s accounts on Suilend and on crypto exchange Kraken.
With Yaroch’s cooperation, investigators report transferring roughly $925,000 in funds to government-controlled wallets. That figure represents the majority share of the estimated value admitted in the case, but the filing’s description indicates that some assets may not have been fully captured in the returned amount.
AI use raised further questions
In May, the court filing says Yaroch used ChatGPT for advice about investing money for maximum profit and return. The prompt included a hypothetical: “If I had a million dollars, how would you suggest investing it/spending it to maximize profit and return.”
According to the filing, the AI response recommended “building a slower-living vineyard/agricultural lifestyle” in places such as Cilento or Portugal’s Dão region. The filing does not indicate that the advice was acted on as written, but it places Yaroch’s mindset and planning alongside the period during which the alleged unauthorized transfers were conducted.
A pattern of agent-linked crypto theft
Yaroch’s case follows several other U.S. federal prosecutions involving law enforcement personnel accused of stealing cryptocurrency connected to major investigations.
In 2015, former DEA special agent Carl M. Force diverted about $700,000 in Bitcoin. The Department of Justice later announced that Force pleaded guilty and was sentenced to six and a half years in prison; the DOJ described the case as involving extortion and money laundering connected to the Silk Road investigation. Earlier coverage of the Silk Road investigations also notes the role that seized or handled crypto played in facilitating improper transfers.
In a separate case, former U.S. Secret Service special agent Shaun W. Bridges was charged with stealing about $350,000 in Bitcoin in 2015. According to DOJ records, Bridges pleaded guilty and received a six-year prison sentence tied to a scheme associated with the Silk Road investigation.
Both of those matters—Force and Bridges—were linked to the broader Silk Road dark web marketplace investigation, demonstrating how cryptocurrency handling in high-profile cases can become a target for insider wrongdoing. Yaroch’s situation is different in details—focused on wallet credential access and transfers tied to an adversarial country—but it similarly involves a trusted role, crypto access, and unauthorized movement of funds.
A broader takeaway for the crypto sector is that enforcement and investigative work increasingly intersects with on-chain systems and credentialed wallet access. When insiders control operational keys, seed phrases, or database-like credentials—whether intentionally or through misuse—the risk is not limited to centralized platforms; it can directly translate into irreversible on-chain transfers. That reality is what makes these cases a recurring concern for regulators and compliance teams, even beyond any single exchange or protocol.
What to watch next
Readers should watch how the court evaluates the scope of the alleged transfers, what portion of the estimated value remains unaccounted for after the reported ~$925,000 transfer to government wallets, and whether the case expands beyond credential access into additional charges or additional wallet targets.
Ripple announced yet another expansion of its institutional digital asset strategy. In fact, the past seven days were rather packed with ecosystem updates.
All of it happened as XRP traded near $1.07 following a few unsuccessful recovery attempts, but more on that later. Now, let’s dive into the most important and recent Ripple news.
Ripple Invests in ZILO and Licuido
Undoubtedly the week’s largest ecosystem development was Ripple’s investment in ZILO and Licuido – two companies building infrastructure for digital investment funds and trading of institutional assets. Ripple did not disclose the size of either of those investments.
ZILO provides transfer agency and fund administration technology for tokenized share classes. It sounds fancy and tech, but the important part is that it fits well into Ripple’s plans to become the preferred international settlement layer for both retail and institutions. Conversely, Licuido operates a platform that supports the issuance, distribution, trading, and use of traditional assets as digital collateral. The important bit here is that it’s regulated in the United Kingdom.
Ripple plans to connect those services with its existing XRP Ledger infrastructure. The goal is to let institutions issue tokenized assets, transfer them between investors, hold them in custody, and use them as collateral. RLUSD could provide the settlement side of the transactions, allowing assets and payments to settle together and instantly.
Mastercard Completes Acquisition of Ripple Partner BVNK
Mastercard completed its acquisition of BVNK – a stablecoin infrastructure company that also supports XRP deposits and outgoing payments through its multichain infrastructure.
The company itself has worked with Ripple since 2024, even before RLUSD was officially launched. Both firms also participate in Mastercard’s Crypto Partner Program and have contributed to its multi-token network initiative.
Mastercard mentioned that this deal would help connect traditional and digital forms of money.
FXRP Enters $280 Million RLUSD Lending Vault
Another important development is that Flare’s wrapped XRP (FXRP) received approval to be used as collateral in an RLUSD lending pool that’s managed by Sentora.
The vault, worth $280 million, operates through an isolated market on Morpho Blue. Users can deposit FXRP and borrow RLUSD, essentially without losing their exposure to XRP.
Around 155 million FXRP had been minted by the time of the announcement. There are some relative complications, though. Users have to mint FXRP on Flare, bridge to Ethereum, deposit on Morpho, and then borrow RLUSD.
XRP ETFs Stay Positive, but Demand Slows Down
XRP exchange-traded funds kept on attracting capital in July. However, the demand has weakened significantly.
These products recorded around $27 million in net inflows throughout the month. That was considerably less than the $60 million (approximately) registered in June, and a far cry from the $132 million in May.
However, the positive results are indicative of the fact that investors continue to add XRP exposure. On the other hand, the declining monthly totals suggest that institutional momentum might be cooling.
XRP Price Tests Long-Term Support
Last but not least, let’s look at the price action. XRP is currently found at around $1.07, after spending some time defending the area around $1.05 – $1.06. It remained below its 20-day exponential moving average near $1.08 and the 50-day average around $1.12.
That said, popular analyst ChartNerd described the current structure as a falling wedge that’s forming near a six-year support area. He argued that the next several months could prepare XRP for a broader repricing, although a temporary break below the critical $1 level could still take place.
On the other hand, a sustained move above $1.08 and $1.12 would improve the short-term picture and provide for a more reliable rally.
The post Important Ripple News and XRP Price Update: August 4th appeared first on CryptoPotato.
The US Dollar Index (DXY) trades near 100.02 on Tuesday after last week’s sharp rejection from 101.50. The greenback is battling to reclaim the psychological 100 mark, according to Trading Economics data.
Markets price roughly 55% odds of a September Federal Reserve rate hike. At the same time, coordinated currency intervention and falling oil prices pull the index in the opposite direction.
Fed Hike Bets Collide With Yen Intervention
Fundamentals have turned dollar-friendly on the monetary policy side. July’s ISM Manufacturing Purchasing Managers Index (PMI) jumped to 55.6, its strongest reading since May 2022.
Three Federal Open Market Committee (FOMC) members also dissented in favor of a hike in July, when rates held at 3.50% to 3.75%. Prediction market Kalshi prices a 25-basis-point September hike at 53%, with CME FedWatch showing similar odds.
However, official pressure works against the dollar. The US and Japan confirmed coordinated yen intervention after USD/JPY weakened to 40-year lows near 164.
Falling energy prices add to the bearish side. Oil dropped around 5% on Monday after Washington and Tehran agreed to restart talks, easing inflation pressure.
Dollar direction also matters beyond forex. A firmer greenback has repeatedly pressured gold and Bitcoin (BTC) in 2026.
US Dollar Index Weekly Chart Shows the Rally Stalling Below 102
The weekly chart frames the move within a wide macro range. DXY topped at 110.176 in January 2025 and bottomed at 95.551 on January 27, 2026.
The recovery from that low stalled in July near 101.50. That area holds the 0.382 Fibonacci retracement at 101.14, just below the May 2025 swing high at 101.977.
Last week, sellers pushed the index back below the 100.30 to 100.60 resistance zone. The drop ended at an ascending trendline that connects to the January low.
Meanwhile, the weekly Relative Strength Index (RSI) sits near 50. The reading offers neither bulls nor bears a clear momentum edge.
Level
Significance
101.98
May 2025 swing high, main upside target
101.14
0.382 Fibonacci retracement
100.30 to 100.60
Resistance zone that needs to flip into support
99.49
Trendline and June swing low confluence
99.00
0.236 Fibonacci retracement
DXY Price Prediction Rests on the 99.49 Support Confluence
The daily chart strengthens the bullish structure argument. An ascending trendline from the February low has now held twice, on May 6 and again on August 3.
The latest bounce also coincided with the June 17 swing low at 99.491. That confluence makes 99.49 the most important support on the chart.
Momentum tells a different story. Daily RSI reads 38, below the neutral zone but not yet oversold. The reading suggests sellers still control short-term momentum despite the intact trend.
A daily close above 100.60 could open the path to 101.14 and then 101.977, roughly 2% above the current price. In contrast, losing 99.49 would expose the 0.236 Fibonacci level at 99.008, about 1% lower.
The calendar could decide the fight. ISM Services PMI lands on Wednesday, and the July jobs report follows on Friday, August 7. The Fed’s data-dependent stance adds weight to each release after last week’s GDP and PCE inflation data.
Until either side wins the battle for 100, DXY remains trapped between hawkish Fed pricing and official selling pressure.
The post Dollar Index Trapped at 100 as Hawkish Fed Meets Official Selling appeared first on BeInCrypto.
CNBC host Jim Cramer says he intends to sell his Bitcoin (BTC) after IBM’s chief executive warned that quantum computers could eventually break the cryptography protecting it.
He has not confirmed a completed sale, disclosed a position size, or published a wallet address. Traders responded by treating the call as a reason to buy.
Why Jim Cramer Says He Is Selling Bitcoin
Cramer asked Arvind Krishna on July 30 whether quantum machines could crack the math securing crypto holdings. The IBM chief answered with a rough clock.
“I think that you should give yourself three or four years, and at that point, I would get rather paranoid about it,” Arvind Krishna, IBM chief executive.
Krishna told the same segment that quantum should move IBM’s earnings by 2028 or 2029. That forecast anchors IBM’s commercial quantum timeline.
Four days later, Cramer gave his answer on air.
“I am going to sell my Bitcoin,” Jim Cramer, CNBC host.
Nothing since then confirms he acted on it. Cramer has never published a Bitcoin address, and no filing or exchange record establishes the size of the position, so the sale remains a stated intention.
The Inverse Cramer Trade Has Already Been Tested
Traders greeted the announcement as a contrarian signal. That reflex has a real-money track record, and it is weaker than the meme suggests.
Tuttle Capital listed an Inverse Cramer Tracker ETF on March 1, 2023, with a long version beside it. The long fund closed that September. The short fund traded for the last time on Feb. 13, 2024.
Across that run the inverse fund lost 15.7% while the S&P 500 gained 25.4%. Portfolio manager Matthew Tuttle said the fund existed to expose the danger of following television stock pickers.
Academic work reaches a similar verdict. A 2012 Management Science study of 826 first-time buy calls found they pop 2.4% overnight, then fully reverse within roughly 12 trading days.
Buying after the show produced about 10% negative annualized alpha over the following 50 days. The edge lives in fading an overnight retail pop, not in inverting his opinion.
His crypto record is what keeps the joke alive. Cramer dismissed the asset class on December 23, 2022, when Bitcoin closed at $16,796.
The Gap Between 70 Qubits and Bitcoin’s Keys
The research behind the warning is genuine, though it does not show what Cramer implied. On July 30, IBM and University of Chicago scientists ran a 70 logical qubit circuit in about 16 minutes.
What they proved was a statistical floor on how faithfully the hardware executed, not the correctness of an answer. The circuit spent 468 T gates, the costly operations that make such work hard to simulate.
Stealing coins demands a far larger machine. Google Quantum AI researchers, working with Stanford and the Ethereum Foundation, estimated in March that breaking secp256k1, the curve securing Bitcoin keys, needs 1,200 to 1,450 logical qubits and 70 million to 90 million Toffoli gates.
That is roughly 20 times the qubits IBM just ran and five orders of magnitude more of the expensive gates. Their own number was already a 20-fold improvement on prior estimates, which is why forecasts of when quantum breaks Bitcoin keep moving.
The exposure becomes real the moment such hardware exists. BIP-361, a draft proposal from Jameson Lopp and five co-authors, records that more than 34% of all bitcoin had revealed a public key on-chain by March 1, 2026.
Standards bodies are not working to Cramer’s clock either. Draft NIST guidance would disallow 128-bit curves like Bitcoin’s after 2035, and Hong Kong set its banks a 2030 quantum deadline that Bitcoin has no authority to match.
Cramer identified a vulnerability the literature takes seriously and attached a date no published resource estimate supports. Whether he sells at all is the one part of the trade nobody can verify.
The post Jim Cramer To Sell Bitcoin After IBM Quantum Warning: Will Traders Fade Him? appeared first on BeInCrypto.
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