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Should you ‘do a Rokos’ and move to Greece? From property prices to tax, here’s what you need to know

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What to know: Residency rules and visa routes need to be factored in before moving to Greece

Hedge-fund billionaire Chris Rokos is Britain’s third top taxpayer. He reportedly paid £330million in tax in Britain in 2025.

Unfortunately for the Treasury, Mr Rokos has decided to shift his residency from Britain to Greece. Rokos, who runs Rokos Capital Management, plans to open an office in Athens. 

A government spokesman said: ‘The UK remains an attractive destination for talent and investment.’ 

In Britain, Chancellor John Healey has not ruled out tax hikes in his Budget on October 28. A wealth tax has also not been ruled out. 

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Recent increases in government borrowing costs have piled pressure on the public finances. 

And you can see the appeal of Greece for a high-flyer like Mr Rokos. 

In June, Henley & Partners placed Greece among the world’s most competitive jurisdictions for the wealthy, giving the country a score of 70.5 out of 100 in its Wealth Mobility Competitiveness report. 

So, should you, particularly if you have deeper pockets, consider quitting Britain and moving to Greece? 

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This is Money examines considerations like tax, residency rules, housing and the climate in Greece. 

What to know: Residency rules and visa routes need to be factored in before moving to Greece

Do you need residency to buy in Greece?

You do not need residency in Greece to buy a home in the country. Buying property in Greece does not automatically make you a tax resident in Greece. 

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Mark Harvey, a partner and head of international residential at Knight Frank, told This is Money average property prices in Greece had risen by about 7 per cent a year since the Covid-19 pandemic. 

Buyers should factor in a 10 per cent buffer to cover their purchase costs.

He added: ‘Locations such as Athens and its Riviera, Porto Heli, Corfu, Mykonos and other key island destinations continue to attract the well-heeled, while larger islands like Crete and Rhodes along with the mainland also attract those seeking to benefit from the Golden visa program and Greek residency.

‘Financial barriers to entry have changed and vary dramatically from region to region. 

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‘British buyers should remain aware of the 90 day rule cumulative (across Europe) over a rolling 180 day period.

‘Those seeking to rent out their homes will have to apply for a license which require them to meet certain safety norms.’

George Ioannou, private office adviser at Engel & Volkers, said: ‘The most premium part of Athens at the moment is the Athens Riviera, particularly Vouliagmeni, Voula and Glyfada. 

‘This area is benefiting significantly from the development of The Ellinikon, one of the largest urban regeneration projects in Europe.’

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He added: ‘We are seeing a growing number of British buyers looking at Greece, primarily for tax-related reasons. 

‘Many are under some time pressure, particularly those looking to establish their tax residency before the end of October.’ 

Thomas Hardy Tsakas, owner of Greek Real Estate Consultant, said: ‘A house of 200 sqm in Halkidiki close to the seaside can cost from and between €400,000 to €700,000, while a house with the same space in Larisa or Trikala can cost from €70,000 to €250,000. 

Prices for new-build flats in Greece were up 6 per cent year-on-year in the first quarter of 2026 compared to the same point a year ago, experts at The Ellinikon said.    

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Contact an English-speaking solicitor if you are considering buying property or land in Greece. 

Making the switch: Billionaire Chris Rokos is moving his residency from Britain to Greece

Making the switch: Billionaire Chris Rokos is moving his residency from Britain to Greece

Tax traps and benefits to look out for

One of the top reasons many wealthy Britons move to Greece is because of the tax benefits. 

The country has generous tax rules for wealthy foreigners earning overseas income. 

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In June, Greece introduced new tax breaks specifically targeting venture capital firms and hedge funds as part of a drive to get more wealthy people from Britain, Switzerland and the United Arab Emirates to move there. 

Greece’s tax on bonuses and dividends in the financial sector has been cut to 5 per cent, from 15 per cent. 

One condition is that the company has operating expenses of at least €3million per year in the country. 

Separately, Greece introduced its high-net-worth individual non-domicile tax regime in 2019. 

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It is designed to attract wealthy foreign investors, entrepreneurs and internationally mobile households. 

Under the regime, qualifying individuals who transfer their tax residence to Greece can opt to pay a fixed annual tax of €100,000 on their foreign-source income, irrespective of the sum earned. 

The regime is available for up to 15 years and can be extended to certain family members for an additional annual fee. 

Peter Ferrigno, director of tax services at Henley & Partners, said: ‘The Greek non-domicile rules were based on the old UK non-domicile ones.

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‘The UK used to have similar programs to this. The abolition of non-dom status and removal of the Investor Visa means that, even where equivalent investors wish to move to the UK, there is no route for them to do so.’

Income tax is payable by anyone earning income in Greece, regardless of citizenship or place of permanent residence. 

Permanent residents are taxed on their worldwide income. Personal income tax rates in Greece are progressive, ranging from 9 per cent to 44 per cent. 

Additional rate taxpayers in Britain pay 45 per cent in income tax on the proportion of their income over £125,140. 

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Excluding a few exceptions, for a private individual, the 15 per cent capital gains tax on the sale of Greek real estate is currently suspended. 

The suspension runs until December 31, 2026. The temporary suspension means the effective rate of capital gains tax on the sale of property is zero for now. 

Residency rules explained

You cannot apply for residency in Greece until you are in Greece. 

Within 90 days of your arrival, you must register your address in person with the regional branch of the Hellenic police and apply for a temporary residence permit. 

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You can apply for permanent residency in Greece if you have lived there for five years with a temporary residence permit. 

You would need to renew your permanent residence permit every 10 years.

Greece recognises dual citizenship with Britain. This means that you would not have to give up your British citizenship to become a Greek citizen. 

What about Golden Visas?

Greece’s Golden Visa Programme is a residence by investment programme launched in 2013 that enables non-EU nationals and their family to obtain permanent residence permits in Greece. 

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Ferrigno said: ‘Greece has two specific programs for people who have not been tax resident of Greece for the previous several years, which provide for a preferential regime.

‘One option is a flat tax of €100,000 on all foreign source savings and investment income. 

‘This would cover, for example, dividend income and capital gains from assets abroad. 

‘This is for people who have not lived in Greece for at least seven of the past eight years.

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‘The other is a preferential rate of 7 per cent for pensioners relocating to Greece which covers not only pensions but also investment income. 

‘The requirement here is not being resident for at least five of the past six years.

‘Both of these apply for up to 15 years, and do require an investment to be made into the Greek economy, either a property purchase with the price varying by location, or a financial investment into a Greek company or Greek government bonds. 

‘Amounts are between €250,000 and €800,000 depending on which type of investment.’

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Climate in Greece… it does get cold!

Greece has a Mediterranean climate and summers can be very hot and dry. 

Heatwaves can push temperatures above 38°C, but sea breezes in some locations can help ease the temperature. 

In summer, the days are long and there is often plenty of sunshine. There’s often little or no rainfall in July and August.

Winters can be cool, but generally not as cold as they are in Britain. Tui said the average temperature in Greece in January was between 15°C and 17°C, though it could get to as low as 1°C. 

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You are still likely to get between four to six hours of sunshine a day, even in winter. 

The best time to visit Greece is between April and October, when temperatures are comfortable, rainfall is low and conditions are ideal for exploring, experts at Tui said.

What homes are on sale now?

Three-bed villa, Meganisi, €2,400,000

Set in an elevated and secluded position above the entrance to Vathi Bay, this three-bed villa has three bathrooms and two living rooms. 

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It is on sale via Knight Frank for €2,400,000. It has a large library and study room which could be converted into a fourth bedroom. 

The property has an infinity pool and large shaded terraces with panoramic views.  

The dream? Villa Onerio in on sale via Knight Frank for €2,400,000

The dream? Villa Onerio in on sale via Knight Frank for €2,400,000

Fabulous: The three-bed villa in Meganisi has an infinity pool and outstanding views

Fabulous: The three-bed villa in Meganisi has an infinity pool and outstanding views

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Quite a few: The villa has multiple outdoor terraces and dining spaces

Quite a few: The villa has multiple outdoor terraces and dining spaces

2. Three-bed villa, Kefalonia, €980,000

This three-bed stone house is on sale for €980,000 via Knight Frank and is located in a hamlet called Antipata. 

It has panoramic views over the meadows and the Ionian Sea.

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The property’s kitchen tap supplies purified and enhanced drinking water, Knight Frank said. Outside, the house has a freshwater swimming pool. 

A home in Greece: This three-bed villa in Kefalonia is on sale for €980,000 via Knight Frank

A home in Greece: This three-bed villa in Kefalonia is on sale for €980,000 via Knight Frank 

Unique: The property has a freshwater swimming pool and panormic views

Unique: The property has a freshwater swimming pool and panormic views

3. Seven-bed villa, Zakynthos, €1,200,000

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This seven-bed villa in Agios Nikolaos, Zakynthos, is perched on the top of a hill above olive groves.  

The villa is set in mature gardens and there is a large swimming pool surrounded by a terrace with ample space for sunbeds and parasols. 

The villa currently serves as both a much-loved family holiday home and, when not in use by the family, a successful rental property.

Spacious: This seven-bed villa in Agios Nikolaos, Zakynthos, is on sale via Knight Frank for €1,200,000

Spacious: This seven-bed villa in Agios Nikolaos, Zakynthos, is on sale via Knight Frank for €1,200,000

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Views: The property has views of the Ionian Sea and St Nicholas Island

Views: The property has views of the Ionian Sea and St Nicholas Island

Space for all: The villa is a family home, and when not in use, a rental property

Space for all: The villa is a family home, and when not in use, a rental property 

New development: The Ellinikon

To the south of Athens, Europe’s largest urban regeneration project is under way – The Ellinikon.

It is being built on the site of the former Athens International Airport and is billed as a 15-minute city. 

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Located on the coast, it will ‘integrate modern residences, commercial and leisure hubs, luxury hotels, cultural venues, sports, education, healthcare, business district and recreation facilities, all designed around the core principles of sustainability and innovation’.

Architects include Foster + Partners and the site is around 6.2 million square metres, or roughly three times the size of Monaco. 

South of Athens: The site of the new development, on the former Athens International Airport

South of Athens: The site of the new development, on the former Athens International Airport

Beach living: Located on the coast, it aims to blend city living with the beach

Beach living: Located on the coast, it aims to blend city living with the beach

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Standing tall: The Riviera Tower will become Greece's tallest building when it is completed

Standing tall: The Riviera Tower will become Greece’s tallest building when it is completed

It says almost half of The Ellinikon’s residential buyers come from outside the domestic Greek market, including a significant Greek diaspora and international contingent. 

British buyers are also among the project’s strongest sources of international demand, accounting for 9 per cent of registered overseas interest – second only to the US. 

Prices start from €500,000 and rise to €4million. It says 87 per cent of homes in one of the districts – called Little Athens – have been sold or reserved since they launched on 31 May. 

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It will also contain the Riviera Tower, which is 200 metres tall, Greece’s tallest tower. It is estimated 20-25,000 people will live in the area once all construction is complete in the middle of next decade, 70-85,000 people will work there and it forecasts 1 million tourist visits.

Are you a Briton who has upped sticks and moved to Greece? Let us know your experience: editor@thisismoney.co.uk 

Best mortgage rates and how to find them

Mortgage rates have shot up again due to inflation triggered by the conflict with Iran reversing hopes that the Bank of England would cut rates. This means those remortgaging or buying a home face higher costs.

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That makes it even more important to search out the best possible rate for you and get good mortgage advice, whether you are a first-time buyer, home owner or buy-to-let landlord.

This is Money’s partner L&C can help you with its fee-free mortgage service.

> Compare mortgage rates

> Find the right mortgage for you 

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To help our readers find the best mortgage, This is Money has partnered with the UK’s leading fee-free broker L&C.

This is Money and L&C’s mortgage calculator can let you compare deals to see which ones suit your home’s value and level of deposit.

You can compare fixed rate lengths, from two-year fixes, to five-year fixes and ten-year fixes.

If you’re ready to find your next mortgage, why not use This is Money and L&C’s online Mortgage Finder? It will search 1,000s of deals from more than 90 different lenders to discover the best deal for you.

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> Find your best mortgage deal with This is Money and L&C 

Mortgage service provided by London & Country Mortgages (L&C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

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Transfer news LIVE: Arsenal FC learn Vinicius update; Man Utd have Hall alternative; Chelsea, Liverpool latest

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Transfer news LIVE: Arsenal FC learn Vinicius update; Man Utd have Hall alternative; Chelsea, Liverpool latest

Chelsea will be on the market for a replacement for Enzo Fernandez, but Lamine Camara may not be their first port of call, despite the collapse of a Deadline Day deal. Marc Bernal and Manu Kone have been linked, amid ongoing interest in Bournemouth’s Alex Scott. Liverpool could be the destination for Camara, while the Reds remain keen on Adam Wharton and Aleksandar Stankovic as Bayern Munich sniff around Florian Wirtz.

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Met Office issues heatwave verdict as Greater Manchester temperatures to hit 23C

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Manchester Evening News

Warmer weather could be on the way for parts of the UK

The Met Office has issued a verdict on the chances of the UK seeing a heatwave during September as temperatures begin to soar.

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Greater Manchester is forecast to see temperatures rising up to 23C on Monday (September 14), according to Met Office weather maps, with areas across southern England also expected to reach 24C.

As temperatures appear to be on the rise across parts of the UK, some reports are suggesting hot weather could continue throughout September, as the Daily Star reports ‘warmer than average’ temperatures potentially stretching up to October 11.

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However the Met Office has warned the remainder of the month could bring a “fairly mixed picture across the UK”, adding that conditions could remain “changeable” for many.

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Met Office Deputy Chief Forecaster Tony Wisson, said: “September is expected to continue to bring a fairly mixed picture across the UK, with a continuation of the changeable weather pattern we’ve seen recently. Weather systems moving in from the Atlantic are likely to continue to bring periods of rain and showers, combined with brighter and drier spells.

“The wettest and windiest conditions are expected to be focused across northern and western areas, while southern and eastern parts of the UK are more likely to experience longer dry periods and occasional warmer spells. Overall, temperatures are likely to be around average or slightly above average for the time of year.”

He continued: “Looking further ahead, there are some tentative signs that higher pressure could become more influential later in the month, potentially bringing settled conditions more widely for a time, but confidence in this remains relatively low at this stage.

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“The strongest signal is for the current changeable pattern to continue, with areas of low pressure bringing further spells of rain, particularly in the north and west, while the south and east are more likely to see drier weather at times.”

While Greater Manchester is expected to see temperatures surpassing 20C on Monday, forecasters have suggested that they could once again drop over the remainder of the week. The Met Office warned the North West may feel “fresher than recent days” on Tuesday (September 15), with maximum temperatures reaching 18C.

Issuing a forecast for Wednesday to Friday this week across the North West, the Met Office said: “Changeable over the next few days and feeling fresher. Sunshine and showers will spread across the region, and it will turn increasingly windy.”

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The breakthroughs that could stop Parkinson’s: Our experts reveal the six drugs that could transform treatment, spot if you have it SEVEN years early and reduce symptoms

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Parkinson's is the fastest growing neurological condition in the world. It worsens over time and affects the brain, nervous system and muscle control

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One in six women may have this liver condition. What does it mean in pregnancy?

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One in six women may have this liver condition. What does it mean in pregnancy?

A liver condition that many people have never heard of may affect around one in six women of childbearing age worldwide. A 2025 global analysis estimated that 15.8% of women aged 15 to 49 were living with metabolic dysfunction-associated steatotic liver disease (MASLD) in 2021.

Imagine Lisa, 31, arriving for her first pregnancy appointment. Five years earlier, routine blood tests had shown mildly raised liver enzymes, markers that can indicate liver damage. Further tests found excess fat in her liver. Because she also has obesity and type 2 diabetes, and other possible causes have been ruled out, her findings fit the diagnostic criteria for MASLD.

MASLD is the new name for what was previously called non-alcoholic fatty liver disease, or NAFLD. It describes excess fat in the liver alongside at least one metabolic risk factor, such as type 2 diabetes, high blood pressure, obesity or abnormal levels of fats in the blood.

Now that Lisa is pregnant, she has a simple question: what does this diagnosis mean for her and her baby?

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The evidence is still developing. Pregnancy-specific research and guidance on MASLD remain much less extensive than the evidence available for the condition in the wider adult population.

The issue is becoming increasingly relevant. Between 2010 and 2021, the estimated global prevalence of MASLD among women aged 15 to 49 increased by almost 14%, with prevalence rising with age within this group.

The timing is notable. In May 2026, the World Health Assembly adopted a resolution recognising steatotic liver disease, the wider group of liver conditions that includes MASLD, as a growing global health challenge. It calls for better prevention, diagnosis and integration of liver disease into strategies addressing long-term conditions such as diabetes and cardiovascular disease.

Pregnancy itself causes substantial changes in how the body handles glucose and fats, including a gradual reduction in sensitivity to insulin, the hormone that helps move glucose from the blood into cells.

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Evidence suggests that women with MASLD have higher rates of several pregnancy complications. An in-depth review of 22 studies involving 13,641 women with NAFLD found higher odds of gestational diabetes, high blood pressure during pregnancy, pre-eclampsia and preterm birth, meaning birth before 37 weeks. Most of these studies used the older NAFLD terminology.

Interpreting these findings is complicated because MASLD often occurs alongside obesity and other metabolic conditions that can themselves influence pregnancy outcomes. Earlier studies were also often small or unable to examine the severity of liver disease separately.

Using nationwide Swedish healthcare data, we and our colleagues studied 240 births to 162 women with biopsy-confirmed MASLD and compared them with 1,140 matched births to women without known MASLD.

One finding stood out. Preterm birth occurred in 16.7% of pregnancies among women with MASLD, compared with 4.7% in the comparison group. After accounting for other measured factors, the odds indicated a 3.4 higher risk of preterm birth.

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The association remained when women with MASLD were compared with women who were overweight or had obesity but no known MASLD, and when researchers compared pregnancies within families to reduce the influence of shared genetic and environmental factors. This strengthens the evidence that MASLD may play a role, but the study was observational and therefore cannot prove that MASLD caused the premature births.

Having more advanced MASLD, including fibrosis, which means scarring of the liver, did not appear to further increase the risk of adverse pregnancy outcomes in the Swedish study. However, the numbers of women with more severe disease were small and the statistical uncertainty was substantial.

Women with MASLD also had higher odds of caesarean delivery. But that difference was no longer clear when they were compared with women who were overweight or had obesity without known MASLD, suggesting that body weight or related factors could account for much of the association.

What about the children?

The evidence is more limited. In another Swedish nationwide study, 239 children born to mothers with biopsy-confirmed MASLD had a higher rate of serious infections requiring hospital care than 1,131 comparison children. Across follow-up, their adjusted rate was about 1.8 times higher, with the strongest association during the first year of life, when it was about three times higher. Again, this was an observational finding and does not establish that maternal MASLD caused the infections.

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There is some reassuring evidence too. The same Swedish cohort has so far shown no clear evidence of increased cancer or death through early adulthood. Another study found no statistically clear increase in autoimmune diseases, conditions in which the immune system mistakenly attacks the body’s own tissues.

These apparently reassuring findings also require caution. The studies contained only 239 children exposed to maternal MASLD and relatively few cases of cancer, death or autoimmune disease, so larger studies with longer follow-up are needed.

For women like Lisa, these uncertainties affect real conversations about pregnancy, monitoring and risk. As MASLD becomes increasingly common among women of childbearing age, doctors are likely to encounter it more often in pregnancy. Better evidence is needed to tell women what the diagnosis means for them and for their children.

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Oasis 2027 tour: How much would tickets cost this time?

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Oasis 2027 tour: How much would tickets cost this time?

Oasis are expected to announce a new run of shows for 2027 today at 4pm… and fans will be hoping that the ticket sale is nothing like the debacle of 2025.

The Manchester rock band found their long-awaited reunion tour the subject of unwanted attention after fans were hit with inflated ticket prices for their UK and Ireland shows.

When tickets for Oasis Live ‘25 were released, many fans were shocked at having to pay more than double face value, as some standard standing tickets were sold for £355 instead of the expected £148.

Some fans forked out thousands of pounds to see brothers Noel and Liam Gallagher onstage together for the first time since 2009.

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Ticketing company Ticketmaster was accused of using dynamic pricing, an algorithmic strategy where prices surge in response to higher demand – while low demand can also lead to lower prices.

While the UK’s competition watchdog, the Competition and Markets Authority, did not find evidence that Ticketmaster used dynamic pricing, it concluded the company did not inform fans that standing tickets would be sold at two different prices, and that prices would go up as soon as the cheaper tickets sold out.

Oasis tickets were in huge demand for the 2025 reunion tour
Oasis tickets were in huge demand for the 2025 reunion tour (Getty)

Following an investigation, Ticketmaster agreed in September last year that it would provide fans with considerably more information before and during their purchase of concert tickets.

Elsewhere, other fans were devastated after the company cancelled their tickets, having reportedly mistook them for bots.

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Fans spoke of having their “dreams crushed” after receiving emails from the ticket-selling website informing them that their tickets to the rock band’s reunion shows were void.

Should the band confirm a new tour will take place next year, there is a strong chance that their team and Ticketmaster will have taken steps to avoid repeating the 2024 controversy.

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Pop star Harry Styles recently added the final 25 dates to his Together, Together world tour, for which he is introducing “unpredictable fun” tickets where a limited number of £20 (or $20 / 20 euros) tickets will be made available.

This announcement landed after criticism from some of his fans over the ticket prices for the earlier dates, which in the UK ranged between £44.10 to £466.24 for seated tickets at Wembley, and standing prices between £144.65 to £279.45. VIP packages range from £468.85 to £725.45.

Harry Styles is extending his Together, Together tour
Harry Styles is extending his Together, Together tour (Press)

There is an ongoing debate surrounding what constitutes fair prices for fans in the current economy, amid a worrying trend in which a number of major artists have cancelled their tours – reportedly due to low ticket sales.

Oasis will certainly not face this issue – their 2025 tour was one of the most in-demand in recent memory, with tickets selling out within minutes of going on sale and generating millions in revenue.

Oasis Live ‘25 was estimated by Forbes to have generated over $400m (£293m) in revenue, with Noel and Liam each pocketing between $50m-$100m. As a result, the pair cracked the Sunday Times Rich List this year with a combined net worth of $375m.

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Follow the latest on Oasis’s announcement today here.

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Teen missing with no phone after losing family at music festival

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Daily Record

Sophie Potter, 19, from Merseyside was last seen on Saturday, September 12, after attending the Reminisce Festival at Sherdley Park in St Helens

Sophie was last seen at Reminisce Festival(Image: Merseyside Police)

The relatives of a teenager who vanished without her mobile phone following a music festival are making an urgent appeal to locate her. Sophie Potter, 19, from Merseyside was last spotted on Saturday, September 12.

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She had been at the Reminisce Festival at Sherdley Park in St Helens, reports the Mirror. Sophie had attended the event with her parents but became separated at approximately 10pm, shortly before DJ Lee Butler was due to take to the stage.

She was last spotted outside the festival grounds at roughly 11.30pm. Sophie was last spotted dressed in a baby pink top and shorts along with her dad’s black tracksuit top.

Her parents grew concerned when she failed to come home. Her auntie, Samantha Potter, revealed the teenager’s mobile has been handed back to her family.

She explained: “Sophie got separated from her mum at about 10pm. It was so crowded – one minute she was there, next minute she was gone. Her mum left early – she thought, if she’s going out, I’ll catch her that way.

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Sophie Potter

Sophie’s phone has been returned to her family(Image: Supplied)

“Sophie is dead chatty. She was dead excited. She was going with her mum and dad. She’d been talking to a few people in there. We were thinking (she’d turn up at home) – she’s met up with some people or seen someone from school.

“We’d been worried all day yesterday. We rang hospitals in case she’d been there. This is very out of character. She lost her phone on the night as well – someone found it and we’ve got it back – but she hasn’t called her number either. We’re really worried as the time is going on.”

Samantha revealed the family received a fresh lead from a neighbour following yesterday’s online appeal, though Sophie’s whereabouts remain unknown.

She explained: “We’ve posted it and since then we had the neighbour contact us. We’ve just spoken to them and they saw her at 11.30pm outside. We’re hoping someone else will give us something to go on.

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“We’ve contacted everyone we can think of. She’s got a brother and niece the same age. They’ve been everywhere looking for her. We’re up the wall at the moment.”

The missing person appeal has been circulated extensively online, with Lee Butler among those sharing it. Samantha urged anyone with information about Sophie’s location to get in touch with police immediately.

Merseyside Police described Sophie as approximately 5ft 3in tall, of slim build with dark hair. She has a henna tattoo on her left hand, a birthmark on her right shoulder and a belly button piercing.

Officers confirmed that when Sophie disappeared, she was dressed in a pink belly top, pink shorts and a black Montirex jacket.

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Anyone with information about Sophie’s whereabouts should contact Merseyside Police on 101 or send a direct message via social media @MerPolCC. Sightings can also be reported through the online form at: https://www.merseyside.police.uk/ro/report/mp/v2/add-something-erated-missing/.

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How ‘housing first’ is helping people leave rough sleeping behind

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How ‘housing first’ is helping people leave rough sleeping behind

A housing model that gives people a permanent home before asking them to tackle the other problems in their lives has achieved striking results. Now its principles are being built into England’s new approach to rough sleeping

When Michael became homeless in Plymouth in 2022, he struggled to find the support he needed, and made what he describes as an “impulsive” decision to come to London.

For his first week in the capital, he slept on the pavement without even a sleeping bag. Then he overheard people talking about The Connection at St Martin-in-the-Fields, the homelessness charity next to the National Gallery, and decided to show up.

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Michael moved between the streets and temporary accommodation before eventually securing a place through the UK government’s Rough Sleeping Accommodation Programme. But it was time limited, and as the end of his tenancy approached the uncertainty returned.

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Then he heard about Solo Homes, The Connection’s version of a homelessness approach known as Housing First. Michael was assigned a support worker, Gen, and within weeks he had visited a flat and signed a tenancy agreement. Rent is paid using his benefits, while the charity covers the cost of his care needs, including mental health support. 

Gen helped him settle in and access mental health support, while Michael began making the place his own, even building some of his furniture. After years of uncertainty, he finally felt he had somewhere he could stay.

“Since then it’s just been amazing,” he says. He has not returned to the streets since.

Michael’s experience now sits within a much bigger change in how England is approaching rough sleeping. In August, the government announced a £442m rough sleeping programme, combining an immediate push to offer everyone sleeping rough a route off the streets before Christmas, with longer-term accommodation for people who have spent extended periods homeless.

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More than 1,000 settled homes are expected to be provided over the next three years, alongside intensive support. The programme is broader than Housing First, but government guidance says its longer-term housing offer will build on Housing First principles.

In August, the government announced a £442m rough sleeping programme. Image: Maria Ziegler

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Those principles reverse much of the conventional thinking about homelessness. Instead of expecting someone to progress through hostels and temporary accommodation, perhaps addressing addiction, poor mental health or other problems before they are considered ready for a permanent home, Housing First starts, as its name suggests, with housing.

People are offered a settled home of their own, while a support worker helps them access whatever services they need. Crucially, keeping that home is not conditional on accepting treatment or reaching particular milestones. Support can include mental healthcare, drug and alcohol treatment, benefits advice or help reconnecting with family and community.

The principle is that recovery becomes more achievable when someone is no longer worrying about where they are going to sleep.

Costanza Barbieri, a mental health practitioner, who has worked with people sleeping rough in London, says it reflects a broader shift in thinking about the relationship between someone’s surroundings and their wellbeing.

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When stable housing is prioritised, we see reduced pressures on emergency services, A&E departments and the criminal justice system

“There’s a real shift in focus towards wellbeing these days, whereas in the past it wasn’t given much consideration – as if a person was capable of coping with their depression or stress by simply setting aside the environment in which they live, as if not having a home, sofa surfing, or living with a family of five in a studio flat could simply be brushed aside,” she says.

Evidence accumulated over several years suggests the approach can be particularly effective for people who have experienced long-term rough sleeping alongside mental health problems, substance dependency, trauma or contact with the criminal justice system.

Beginning in 2018, the government funded large Housing First pilots in Greater Manchester, Liverpool and the West Midlands, ultimately supporting more than 1,000 people.

Among the group followed by researchers for a year, 84% were living in long-term accommodation after six months, rising to 92% after 12 months. Before joining the programme, 86% had been living in precarious or unstable circumstances.

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Researchers also recorded improvements in mental health and wellbeing. The proportion of participants describing themselves as often or always lonely fell from 35% to 16% during their first year, while GP registration rose from 60% to 92%. There were also reductions in reported antisocial behaviour and contact with the criminal justice system.

Stable housing did not instantly resolve every problem. After a year, researchers found no statistically significant reduction in overall drug use or alcohol dependency, while employment remained low. Several years into the programme, many participants were still receiving treatment for physical and mental health conditions.

More than 1,000 settled homes are expected to be provided over the next three years, alongside intensive support. Image: Zoran Zeremski

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That finding helps explain why Housing First is built around long-term support rather than the idea that handing someone a key will immediately undo years of trauma, ill health or addiction. Government researchers concluded that recovery could be slow and non-linear, particularly among people who had spent long periods on the streets.

In London, the homelessness charity Spear runs Housing First services across five boroughs. Elena Brooks, its assistant director of operations, and Carmen Jeffery, one of its Housing First team leaders, point to clients who have retained their homes for the full four years of a project despite previously spending long periods sleeping rough.

They also measure progress in less dramatic ways. Somebody attending a GP appointment, consistently turning up to addiction recovery meetings or simply starting to manage the routines of living independently can be a significant step.

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Francesca Albanese, executive director of policy and social change at Crisis, another homelessness charity, says that stable housing can also reduce some of the repeated emergency interventions that accompany long-term homelessness.

“The results clearly show that when stable housing is prioritised, we see reduced pressures on emergency services, A&E departments and the criminal justice system. It’s also a far better way of spending money – directing it towards ending homelessness instead of managing it,” she says.

It’s a far better way of spending money – directing it towards ending homelessness instead of managing it

The need for a different approach remains considerable. Across England, an estimated 8,748 people slept rough at some point during June, with 3,253 classed as long-term rough sleepers.

London shows another part of the challenge. Between April and June, 3,959 people were recorded sleeping rough. Among those who had previously slept rough and moved into accommodation during the period, 80% entered temporary accommodation and only 20% moved into settled housing.

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The Connection says that long-term rough sleeping has also been rising in the borough of Westminster. Its Solo Homes programme remains small, but the early results are striking. Since February 2025, the charity says it has supported eight long-term rough sleepers into their own tenancies through the scheme, and all eight have so far kept their homes.

Finding enough suitable homes remains one of the biggest obstacles to expanding programmes like it. Brooks and Jeffery say that housing shortages have already slowed Housing First schemes in London, while the government’s own evaluation identified housing availability, long-term funding and access to specialist mental health services among the main barriers.

The best thing about this is you’ve got someone to help you and you can feel stable

Responding to the government’s new programme, Cllr Anthony Okereke, London Councils’ executive member for housing and homelessness, welcomed the investment but added: “Alongside this welcome investment, we need a sustained focus on prevention and housing supply.”

The government has allocated £178m of the new programme specifically for settled accommodation, with councils able to acquire existing properties, bring empty homes back into use, convert buildings and, where possible, build new homes.

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Housing First is not intended as the answer for everyone who becomes homeless. Some people may need short-term help after a sudden housing crisis, while others may prefer supported or shared accommodation. Its focus is on people whose homelessness has become entrenched and whose lives are often complicated by several overlapping problems.

For Michael, the change has been simpler to describe.

“After three years of uncertainty, it was just nice to know I don’t have to worry about it anymore. I’ve got stability now,” he says. “The best thing about this is you’ve got someone to help you and you can feel stable.”

After years spent wondering where he would sleep next, he has a front door, furniture he helped build himself and no deadline telling him when he has to leave.

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Main image: iStock/insta_photos

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Bride raises eyebrows over strict fragrance rule at wedding: ‘That is absurd’

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A bride-to-be has sparked huge debate after asking guests to follow one strict rule at her wedding and ditch all fragrance

A bride-to-be has sparked huge debate after asking guests to follow one strict rule at her wedding and ditch all fragrance.

She explained that perfume is her ‘biggest migraine trigger’ and can cause symptoms so severe they mimic a stroke, so she warned guests ahead of the big day not to wear any scented products.

While many agreed that skipping perfume for one day was a reasonable request, things quickly escalated when others suggested guests should be sniffed on arrival, avoid scented laundry detergent, and even buy brand new clothes for the occasion.

One supporter went as far as suggesting anyone caught breaking the rule should be turned away.

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The unusual debate has since resurfaced on Reddit, where users were left stunned by just how far some people were willing to go to create a completely fragrance-free celebration.

The original bride had shared her request on both her wedding invitations and website in the hope guests would take her condition seriously.

‘Fragrance is my biggest migraine trigger. [I] also get symptoms that mimic a stroke. Hope people take this seriously!’ she wrote.

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A bride-to-be has sparked huge debate after asking guests to follow one strict rule at her wedding and ditch all fragrance

A card accompanying the wedding information explained that the request was being made for medical reasons and applied to both the wedding and a post-wedding brunch on the Monday morning.

‘The bride and members of the bridal party have severe fragrance allergies that will trigger significant health reactions,’ the notice read.

‘Thank you for your understanding and support in helping us create a safe & joyful celebration on our special day.’

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While the initial request appeared reasonable to many, the conversation soon took a more extreme turn as people began suggesting additional precautions the couple could introduce.

One person enthusiastically backed the rule but argued the bride should make the consequences for ignoring it crystal clear.

‘This is awesome. Personally, I would also add: “Any guest found in violation of this policy will be denied entry to the events”,’ they wrote.

Another suggested perfume and body lotion were only part of the problem and that guests should also be warned about scented laundry products.

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‘I love the idea, but I think you should consider adding laundry detergent to the list,’ they said.

While many agreed that skipping perfume for one day was a reasonable request, things quickly escalated when others suggested guests should be sniffed on arrival

While many agreed that skipping perfume for one day was a reasonable request, things quickly escalated when others suggested guests should be sniffed on arrival

One supporter of the rules went as far as suggesting anyone caught breaking the rule should be turned away

One supporter of the rules went as far as suggesting anyone caught breaking the rule should be turned away

They then suggested appointing a ‘trusted sniffer’ to enforce the rule, claiming they had previously heard of a wedding where a bridesmaid deliberately smelled guests as they arrived.

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According to the commenter, anyone who failed the sniff test was directed somewhere they could wash off their perfume before joining the celebration.

The discussion became even more bizarre when one person admitted they would happily put up with body odour if the alternative was fragrance.

‘I’d rather smell cat urine and faeces!’ the bride replied.

‘At least that doesn’t give me horrible migraine attacks and stick to my hair and clothes! Disgusting.’

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Others shared their own experiences of fragrance-free events and suggested the bride might need to introduce even more extensive rules if she wanted to completely eliminate scents.

One commenter claimed their cousin had issued a much longer list of instructions for her own wedding, including asking guests to schedule salon visits well in advance.

‘If you’re getting your hair done at a salon, or colouring your hair, make sure it is at least a week before the wedding,’ they recalled of one of the rules.

A card accompanying the wedding information explained that the request was being made for medical reasons and applied to both the wedding and a post-wedding brunch

A card accompanying the wedding information explained that the request was being made for medical reasons and applied to both the wedding and a post-wedding brunch 

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The discussion became even more bizarre when one person admitted they would happily put up with body odour if the alternative was fragrance

The discussion became even more bizarre when one person admitted they would happily put up with body odour if the alternative was fragrance

They said guests had also been warned about laundry products and advised not to use scented products for at least a week beforehand.

Even previously worn coats and jumpers could pose a problem if they still carried traces of fragrance, they claimed.

But perhaps the most extreme proposal was for guests to purchase completely new outfits specifically for the occasion.

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‘Clothes that have been worn wearing fragrances in the past are still going to stink,’ one person wrote.

‘Make it a casual celebration and ask attendees to buy some cheap clothes to wear. Then donate the clothes afterwards.’

That suggestion proved a step too far for many Reddit users after screenshots of the conversation were shared, and while some sympathised with the bride’s sensitivity to fragrance, others couldn’t resist poking fun at the increasingly elaborate measures being proposed.

‘I like the idea of the wedding having a bouncer but it’s actually a 90 lb bridesmaid that will sniff each guest before allowing entry,’ one joked.

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Another commenter said they were also sensitive to perfume, explaining that strong fragrances made them feel sick and gave them headaches too.

Most suggestions proved a step too far for many Reddit users after screenshots of the conversation were shared (stock photo)

Most suggestions proved a step too far for many Reddit users after screenshots of the conversation were shared (stock photo)

They recalled walking into a Dairy Queen with their seven-year-old when their child suddenly noticed the scent of the person ahead of them.

‘She immediately turned around and yelled across the crowded restaurant, “stay back daddy, this guy stinks!” as she pointed at the guy in front of her in line,’ they wrote.

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‘I would rather skip the wedding than be subjected to anyone sniffing me or my body,’ one person declared.

‘I just saw the last one about suggesting fragrance-free casual clothes to change everyone into. THAT IS ABSURD,’ one wrote.

‘Honestly they should just provide hospital gowns,’ another joked.

‘Yes, cheap, disposable clothes: famously chemical-free,’ someone else sarcastically added.

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Another was left wondering exactly how the proposed post-wedding clothing donation would work in practice.

‘Do they get naked and hand their clothes to the clothing donation bin to leave?’ they asked.

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Person hit by train dies and passengers face disruption between Cardiff and London – live

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Wales Online

The incident at Twyford has led to all lines between Reading and London Paddington being blocked. This is causing disruption on Great Western Railway services between Carmarthen, Swansea and Cardiff Central.

Here is the full list of routes affected, according to National Rail:

Great Western Railway between Penzance / Carmarthen / Swansea / Paignton / Plymouth / Cardiff Central / Exeter St Davids / Hereford / Weston-Super-Mare / Great Malvern / Taunton / Bristol Temple Meads / Frome / Cheltenham Spa / Weston-Super-Mare / Didcot Parkway / Oxford and London Paddington, between Maidenhead and Bourne End / Marlow and also between Twyford and Henley-on-Thames

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Elizabeth line tube services are also disrupted.

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The Gentlemen Season 2: Men’s And Women’s Clothes To Shop To Recreate The Fashion

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The Gentlemen Season 2: Men's And Women's Clothes To Shop To Recreate The Fashion

In quintessential rural British fashion, each frame of the hit Netflix show is bombarded by one excellent knitwear look after the next, as well as a slew of cosy-looking tartan coats and boots.

On the other hand, there’s the mobster fashion, with Kaya Scodelario rocking some tough party and outerwear ensembles.

Good news if you want to look like you’re part of the landed gentry by day and a drug ring by night: we’ve shopped the men’s and women’s clothing to shop if you want to recreate the fashion from The Gentlemen.

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