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The Exact Order To Invest Your Money (Most People Get This Wrong)

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The Exact Order To Invest Your Money (Most People Get This Wrong)



Thanks to Storyblocks for sponsoring this video. Get 15% off any annual plan for a limited time, only available through this link: https://www.storyblocks.com/MARKO

A lot of people invest in the wrong order. They focus on stocks and crypto even though they have 22% credit card debt and no emergency savings. That’s like trying to fill a bucket that has holes in it.

The order in which you invest is just as important as how much you invest. If you get it wrong, you could miss out on tens of thousands of dollars. If you get it right, you can get ahead of most people without needing to pick the next big stock.

📌 WHAT YOU’LL LEARN:
Why the emergency fund is the foundation that everything else depends on
Why paying off high-interest debt is a guaranteed return
Why employer matching comes before almost everything else
When your IRA should take priority over your 401k
How the HSA triple tax advantage works — and why most people ignore it
Why taxable accounts are the last stop, not the first

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MY OTHER SOCIALS:
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⏱️ TIMESTAMPS:
0:00 – The Stat That Should Wake You Up
0:46 – Why This “Boring” Step Saves You From Everything Else
3:24 – The Guaranteed Return Wall Street Won’t Sell You
5:23 – Free Money — But There’s One Catch
6:49 – Why Your IRA Should Come Before More 401k Contributions
10:03 – The One Account That Beats Everything (If You Qualify)
12:27 – When You Finally Get to Play Offense
14:37 – My Honest Thoughts

📚 SOURCES:
Empower Emergency Savings Survey (2025): https://www.empower.com/the-currency/money/over-1-in-5-americans-have-no-emergency-savings-research

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Vanguard Emergency Savings Study (2025): https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/emergency-savings-may-hold-key-financial-well-being.html
Bankrate Credit Card Rates: https://www.bankrate.com/finance/credit-cards/current-interest-rates/
IRS IRA Limits 2025: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits
IRS 401k Limits 2025: https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000
IRS Publication 969 (HSA): https://www.irs.gov/publications/p969
Fidelity Healthcare: https://www.fidelity.com/viewpoints/personal-finance/plan-for-rising-health-care-costs
BEA Personal Savings Rate: https://fred.stlouisfed.org/series/PSAVERT
______

ABOUT ME 👇

My mission is to provide my viewers with actionable content that helps them build financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, finance major, and entrepreneur.

This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. You must conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

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Fast Money #2 for the McCauleys! $40K??

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Fast Money #2 for the McCauleys! $40K??



Fast Money #2 for the McCauleys! $40K??

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Your Life With Financial Knowledge vs Without It.

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Your Life With Financial Knowledge vs Without It.



You have a savings account. You contribute to your 401(k). You budget every month. You think you’re doing everything right.

You’re not.

This is the story of two versions of the same life — one without financial knowledge, one with it. The difference isn’t intelligence. It isn’t talent. It isn’t even effort.

It’s information.

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Watch what happens when you finally understand compound interest, asset allocation, capital structures, and the system that was never designed to explain itself to you.

From junior accountant to investment committee. From $400 left over every month to decisions that move markets.

The rules were always there. You just needed someone to hand you the first piece.

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BANKS STILL IN XRP TESTING PHASE – PRIVATE LEDGER PRICE REVEALED? – WHY COINBASE IS STILL DELAYING!

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BANKS STILL IN XRP TESTING PHASE - PRIVATE LEDGER PRICE REVEALED? - WHY COINBASE IS STILL DELAYING!



BANKS STILL IN XRP TESTING PHASE – PRIVATE LEDGER PRICE REVEALED? – WHY COINBASE IS STILL DELAYING!

NEW OFFICIAL CSC CRYPTO SHOP IS HERE:
https://officialcryptoshop.com/

⭐ FOLLOW ME ON X – https://x.com/TheCSCrypto ⭐

This video is about XRP. This video is about XRP and Ripple. Huge XRP update you need to see.
XRP Update, Ripple Update, Ripple XRP News: Latest News

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⭐$1,000 SIGN UP BONUS ON MEXC: https://bit.ly/3P8NBq7⭐

Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.

DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.

Description Tags (Ignore)
#xrp #ripple #crypto

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*NEW* CLARITY ACT JUST CHANGED EVERYTHING FOR XRP!!!! (Super Urgent)

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*NEW* CLARITY ACT JUST CHANGED EVERYTHING FOR XRP!!!! (Super Urgent)



🚨 The Clarity Act just dropped a bombshell — a new stablecoin yield ban that has the entire crypto industry at war with itself.

In this video, I break down Sens. Tillis and Alsobrooks’ explosive new bill that bans platforms from offering “direct or indirect” yield on stablecoins. The proposal outlaws anything functioning like bank interest, though it still allows activity-based loyalty rewards. Regulators will have one year to finalize the exact rules.

The fallout was immediate: Circle stock crashed 20% and Coinbase dropped 10%. Meanwhile, the industry erupted into a “yelling match” between exchanges and VC firms over the highly controversial text.

Timestamps
00:00 Clarity Act bombshell crashes Circle & Coinbase
02:02 The stablecoin yield ban and the hidden loophole
05:28 The legislative sprint to pass the bill & XRP impact
07:53 SEC confirms tokenized settlements are officially live
10:51 The SEC Chair’s surprisingly bullish crypto outlook
12:51 Gary Gensler warns traditional banks about stablecoins
14:59 How to spot the real winners over the next 12 months
17:14 Why right now is the ultimate time to build your bags

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This is crucial for XRP holders: the CLARITY Act will set the rules for Ripple’s growing RLUSD and all US stablecoins. I break down the market impact, why Ark Invest bought the $16M Circle dip, and the upcoming April Senate timeline. This is the most important crypto bill in years—and the yield fight is the final hurdle.

If you want to stay ahead of the curve on the latest regulations, XRPL developments, and market-moving news, make sure to hit that SUBSCRIBE button and turn on notifications so you never miss an update.
💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.
———————–
⭐Join my Community
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🔵 Uphold | Trade, Spend & Earn XRP
➖ Uphold Website: https://uphold.com/sensei
➖ XRP Rewards: 4% Elite Card / 2% Virtual Card

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🔗Contact & Collaborations
▸ Collab & Partnerships: partnerships@cryptosensei.net
▸ Business: cryptosensei@cryptonairz.com
▸ Collabs: BD Manager | @Jaalyn_T (Telegram)
▸ Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
▸ Social Links: https://linktr.ee/Crypt0Sensei
(Partnerships & Brand Deals Only | No Agencies)

⚪FREE XRP Newsletter | https://joincryptonairz.com/Newsletter

🔴Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #ClarityAct #crypto #xrpledger #cryptonews #xrpnews #cryptocurrency #cryptoinvesting #altcoins #blockchaintechnology #cryptomarket #cryptotrading #ripplexrp #ripplecrypto #xrpupdate #xrpholders #xrparmy #shorts

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Fuel gets marginally cheaper after govt cuts excise | Finance Report | ABC NEWS

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Fuel gets marginally cheaper after govt cuts excise | Finance Report | ABC NEWS



The Australian share market has lost more than 1 per cent — losing its morning gains and heading in the other direction after a national address by US President Donald Trump.

Meanwhile, the price of oil has jumped back up past $US106 a barrel after the address.

Subscribe: http://ab.co/1svxLVE
Read more here: https://www.abc.net.au/news/2026-04-02/asx-markets-business-news-live-updates/106524344

ABC NEWS provides around the clock coverage of news events as they break in Australia and abroad. It’s news when you want it, from Australia’s most trusted news organisation.

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For more from ABC NEWS, click here: https://ab.co/2kxYCZY
Watch more ABC NEWS content ad-free on ABC iview: https://ab.co/2OB7Mk1

Go deeper on our ABC NEWS In-depth channel: https://ab.co/2lNeBn2
Like ABC NEWS on Facebook: http://facebook.com/abcnews.au
Follow ABC NEWS on Instagram: http://instagram.com/abcnews_au

Note: In most cases, our captions are auto-generated.

#ABCNEWS #ABCNEWSAustralia

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A.I. Crypto EXPLODES: $1000 TAO?

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A.I. Crypto EXPLODES: $1000 TAO?



AI tokens are absolutely ripping right now, and Bittensor (TAO) is leading the charge. In today’s video, we’re breaking down the massive price action, the latest ecosystem updates, and why the “AI + Blockchain” narrative could be the strongest play for 2026.

💥 Join Our Trading Group
Discord – https://discord.gg/pJYe4Z9FWa
Zoomex – https://partner.zoomex.com/aff/ZX904299
Toobit – https://www.toobit.com/t/DiscoverCrypto
Blofin – https://partner.blofin.com/d/DiscoverCrypto
BTC Conference – https://fxo.co/JAnx
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All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one person’s opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice. Our videos are sponsored & include affiliate content. Digital Assets are highly volatile and carry a considerable amount of risk. Only use exchanges for trading digital assets. We never keep our entire portfolio on an exchange.

#bitcoin #crypto

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Dinheiro compra tudo… #dinheiro #desigualdadesocial #enricobeltrao

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Dinheiro compra tudo... #dinheiro #desigualdadesocial #enricobeltrao



👇 Ganhe dinheiro repostando videos de Famosos!

https://ruyter.com/mcl97?ref=d2T4npiZxXlI7Qst5Ryo

Siga nas redes sociais:
📸Instagram: @ruyter @grandes_magnatas
🟣TikTok: @ruyter @grandes_magnatass

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AHORA YA SABEMOS PORQUE COINBASE RETRASABA CLARITY ACT !!!!! #xrp #ripple

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AHORA YA SABEMOS PORQUE COINBASE RETRASABA CLARITY ACT !!!!! #xrp #ripple



AHORA YA SABEMOS PORQUE COINBASE RETRASABA CLARITY ACT !!!!! #xrp #ripple #xrpnews #bitcoin #binance #xlm #stellar #shibainu #etf #stellar #ripplexrp #pepecoin

✅ REGISTRATE Y GANA 20€ EN XRP CON BITVAVO: https://bitvavo.com/en/affiliate/criptocoin
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➡️ LINK VIDEO COMO CONFIGURAR BILLETERA BIOMETRICA: https://youtu.be/7lAI0_JtFmM

👉LINK REGISTRO GATE.IO: https://www.gate.io/signup/BFkWBg9f?ref_type=103

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SUSCRÍBETE AL CANAL PARA QUE NO TE PIERDAS NINGUNA NOVEDAD SOBRE CRIPTOMONEDAS!

Este video no promueve la compra de ninguna Criptomoneda/inversión en absoluto. Esta es solo la opinión de un amateur, no un asesor financiero. Antes de invertir en criptomonedas. Recomiendo hablar con un asesor financiero y hacer su propia investigación antes de invertir.

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XRP URGENT ALERT! Ripple Ceo Says One Thing Is Missing!

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XRP URGENT ALERT! Ripple Ceo Says One Thing Is Missing!



Banks Just Got The GREEN LIGHT On Crypto — Ripple Ceo Says One Thing Is Missing!

The new Telegram group, join here, it is open and FREE to all – https://t.me/+LoW1GDD5rOI1YjM0

#xrp #xrpnews #xrpripple #cryptonews #crypto

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Check Out Bydfi – https://www.bydfi.com/en/activities/view?id=1241692379819282432&ru=MoneyMaker&p=L2VuL2FjdGl2aXRpZXMvdmlldw%3D%3D

My Website with all my affiliate links (Bydfi, BTCC) where you can get access to the Whale group – https://moneymakeravilev.kit.com/f54fe06808

Follow me on X – https://x.com/MakerLev

DISCLAIMER: Avi Lev, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes. There are financial risks associated with investing, and Avi Lev’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s), and conduct your own due diligence
Some of the links are affiliate links

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COMMENT DISCLAIMER: I WILL NEVER CONTACT YOU IN ANYWAY (ON ANY PLATFORM). IF YOU GET CONTACTED BY ANYONE CLAIMING TO BE ME, IT IS NOT ME. FOR EXAMPLE, COMMENTS SHOWING WHATSAPP NUMBERS ARE NOT ME. ADDITIONALLY, PEOPLE HAVE THE ABILITY TO CALL YOU USING AI TECHNOLOGY SO IT SOUNDS LIKE ME. THIS AGAIN IS NOT ME. NEVER WILL I CONTACT YOU IN ANY WAY. PLEASE DO NOT CLICK ON ANY LINKS IN THE COMMENT SECTION BELOW. DO NOT RESPOND OR INTERACT WITH ANYONE ON ANY PLATFORM CLAIMING TO BE ME OR WORKING ON MY BEHALF – THEY ARE SCAMMERS.

This video is for informational and entertainment purposes only. It does not constitute financial, investment, or trading advice.
I am not a financial advisor. All opinions expressed in this video are my own or those of the individuals referenced.
You should always do your own research and consult with a licensed professional before making any financial decisions.
Cryptocurrency investments carry risk, and past performance is not indicative of future results.
The mention of any price targets, predictions, or market commentary should be understood as opinion — not fact or guarantees
The company’s services and content are not directed to, and are not intended for,residents of Israel
This channel provides global crypto market analysis and educational content in English. Our content is created for a global audience and is NOT intended for, marketed to, or directed at residents of Israel. All content is for informational purposes only and does not constitute financial advice.

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XRP INFLOWS SOAR AS BITCOIN BLEEDS OUT #xrp #bitcoin #crypto

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XRP INFLOWS SOAR AS BITCOIN BLEEDS OUT #xrp #bitcoin #crypto



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